KWFT Bank SWIFT code is the unique identifier used for international transfers with Kenya Women Microfinance Bank (KWFT). The 8-character version is KWMIKENX, while the extended 11-character format is KWMIKENXXXX. In some references, it may appear as KWMIKENX XXX, but the correct format is always KWMIKENXXXX without spaces.
The registered head-office address for this SWIFT code is:
Kenya Women Microfinance Bank, KWFT Centre, Floor 1, 4179 Kiambere Road, Upper Hill, Nairobi, Kenya.
A SWIFT/BIC code is structured into four segments:
- KWMI → bank code (Kenya Women Microfinance Bank)
- KE → country code (Kenya)
- NX → location code (Nairobi)
- XXX → branch code (head office)
This breakdown shows that KWMIKENX identifies KWFT Bank in Kenya, based in Nairobi. Adding XXX extends it into the 11-character SWIFT code: KWMIKENXXXX, which refers to the head-office branch.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: KWMIKENX
- 11-character SWIFT/BIC: KWMIKENXXXX
- Bank: Kenya Women Microfinance Bank (KWFT)
- Address: KWFT Centre, Floor 1, 4179 Kiambere Road, Upper Hill, Nairobi, Kenya
- Usage: International transfers to or from KWFT Bank accounts
When to use it
Use the KWFT Bank SWIFT code whenever you are sending money internationally into a KWFT account or receiving funds from abroad through KWFT.
Common mistakes to avoid
- Writing spaces in the SWIFT code (always use KWMIKENXXXX, not “KWMIKENX XXX”).
- Confusing KWFT with other microfinance banks in Kenya.
- Using the 8-character version when your form specifically requires the 11-character code.
Step-by-step guide to making a transfer with KWFT Bank SWIFT code
- Confirm the recipient’s full account name and KWFT account number.
- Enter the SWIFT code: KWMIKENX (8-character) or KWMIKENXXXX (11-character).
- Provide the registered bank address: KWFT Centre, Floor 1, 4179 Kiambere Road, Upper Hill, Nairobi, Kenya.
- Choose the transfer currency (USD, EUR, GBP, or KES are common).
- Decide who will pay the transfer fees (sender, recipient, or shared).
- Provide the purpose of payment (e.g., remittance, education, business).
- Double-check all entries before submission.
- Save your transfer confirmation slip and share the reference with the recipient.
Final checklist
✔ Recipient’s account details accurate
✔ SWIFT code entered correctly (KWMIKENX or KWMIKENXXXX)
✔ Bank address included if required
✔ Purpose of payment clearly stated
✔ Fees arrangement agreed in advance
By using the KWFT Bank SWIFT code properly, you ensure that your international transfers are smooth, secure, and delivered without delays.
