M-Oriental Bank Kenya SWIFT code is the unique identifier used for international transfers with M-Oriental Bank Ltd. The 8-character version is MORBKENA, while the 11-character version is MORBKENAXXX. Sometimes it may be shown as MORBKENA XXX, but the correct format is always MORBKENAXXX without spaces.
The official registered head-office address for this SWIFT code is:
M-Oriental Bank Ltd, Finance House, Koinange Street, Nairobi, Kenya.
A SWIFT/BIC code is structured into four main parts:
- MORB → bank code (M-Oriental Bank)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
From this structure, MORBKENA identifies M-Oriental Bank in Nairobi, Kenya. Adding XXX extends it into the complete 11-character head-office code: MORBKENAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: MORBKENA
- 11-character SWIFT/BIC: MORBKENAXXX
- Bank: M-Oriental Bank Ltd
- Address: Finance House, Koinange Street, Nairobi, Kenya
- Usage: International transfers to or from M-Oriental Bank Kenya accounts
When to use it
Use the M-Oriental Bank Kenya SWIFT code whenever you are receiving money from abroad into an M-Oriental account or sending funds internationally from Kenya.
Common mistakes to avoid
- Typing spaces in the SWIFT code (always use MORBKENAXXX, not “MORBKENA XXX”).
- Confusing M-Oriental Bank with other commercial banks in Kenya.
- Using the short 8-character version when the transfer form requires the 11-character code.
Step-by-step guide to making a transfer with M-Oriental Bank Kenya SWIFT code
- Confirm the recipient’s full name and M-Oriental Bank account number.
- Enter the SWIFT code: MORBKENA (8-character) or MORBKENAXXX (11-character).
- Provide the registered bank address: Finance House, Koinange Street, Nairobi, Kenya.
- Select your transfer currency (USD, EUR, GBP, or KES are common options).
- Agree on who will pay transfer fees (sender, receiver, or shared).
- State the purpose of the transfer (e.g., tuition, remittance, invoice payment).
- Double-check all entries to prevent delays or rejection.
- Save your transaction receipt and share the reference with the recipient.
Final checklist
✔ Correct recipient account details
✔ SWIFT code entered accurately (MORBKENA or MORBKENAXXX)
✔ Bank address included if required
✔ Payment purpose clearly stated
✔ Transfer fees responsibility agreed
By using the M-Oriental Bank Kenya SWIFT code properly, you ensure that international transfers are smooth, secure, and free of unnecessary delays.
