SBM Bank Kenya SWIFT code is the official identifier used for international transfers with SBM Bank (Kenya) Limited. The 8-character version is SBMKKENA, while the extended 11-character format is SBMKKENAXXX. Sometimes it may appear as SBMKKENA XXX, but the correct format is always SBMKKENAXXX without spaces.
The registered head-office address for this SWIFT code is:
SBM Bank (Kenya) Limited, Riverside Mews, Riverside Drive, Nairobi, Kenya.
A SWIFT/BIC code is structured into four main parts:
- SBMK → bank code (SBM Bank)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
From this structure, SBMKKENA identifies SBM Bank in Nairobi, Kenya. Adding XXX extends it into the 11-character head-office SWIFT code: SBMKKENAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: SBMKKENA
- 11-character SWIFT/BIC: SBMKKENAXXX
- Bank: SBM Bank (Kenya) Limited
- Address: Riverside Mews, Riverside Drive, Nairobi, Kenya
- Usage: International transfers to or from SBM Bank Kenya accounts
When to use it
Use the SBM Bank Kenya SWIFT code whenever you are sending money internationally into an SBM account or receiving funds from abroad.
Common mistakes to avoid
- Writing the SWIFT code with spaces (always use SBMKKENAXXX, not “SBMKKENA XXX”).
- Confusing SBM Bank Kenya with SBM Group banks in Mauritius or other regions.
- Using only the 8-character code when your transfer form requires the 11-character version.
Step-by-step guide to making a transfer with SBM Bank Kenya SWIFT code
- Confirm the recipient’s account name and SBM Bank Kenya account number.
- Enter the SWIFT code: SBMKKENA (8-character) or SBMKKENAXXX (11-character).
- Provide the registered address: Riverside Mews, Riverside Drive, Nairobi, Kenya.
- Choose your transfer currency (USD, EUR, GBP, or KES are common).
- Decide how transfer fees will be handled (sender, recipient, or shared).
- Clearly state the purpose of the transfer (e.g., remittance, tuition, business).
- Double-check all details carefully before confirming.
- Save the confirmation slip and provide the reference to the recipient.
Final checklist
✔ Recipient’s account details accurate
✔ Correct SWIFT code entered (SBMKKENA or SBMKKENAXXX)
✔ Bank address included if required
✔ Purpose of payment clearly stated
✔ Transfer fees agreed
By using the SBM Bank Kenya SWIFT code properly, you ensure international transfers are routed securely, quickly, and without delays.









