PCEA Ruiru Sacco. P.C.E.A Ruiru Parish covers both urban and rural set up. It is a semi arid area region where the majority of the population earns their livelihood on small scale agriculture, business and micro-finance enterprises. There was a felt need to empower church members economically in order for them to participate in holistic development of the church in order to enhance their standard of living.
After feasibility study and consultation on how the members can be assisted economically, the then Parish Minister Rev. Ngere H.N mobilized the Church leadership to educate the members on the virtues of a cooperative society and the benefits of having funds in the same pool.
In the year 2002 A steering committees was constituted to start a SACCO and the following members were mandate to do so.
- Rev. Ngere H.N
- Mr James Njaaga Kung’u
- Mr Donald Kabugi Ngure
- Mr Daniel Wambiri Muthee
- Mr John M. Mwangi
- Mr Peter Waithaka Chege
- Mr Peter Kamicha
- Mr Jackson N. Muchina
- Mr Raymond Muthigo
- Ms Florence Njane
- Ms Lydiah W. Kimani
- Ms Mary Mukami Kinyua
- Ms Alice W. Muturi
After investigating how other cooperative societies are run and managed, the interim committee, with the help of officers of then Ministry of Cooperative Development now restructured to be Ministry of industrialisation and Enterprise development prepared a draft copy of by-laws unique to the type of congregation in the greater Ruiru Parish. Then a meeting of potential stakeholders was called and draft copy presented to them to critique.
After perusal of the draft by-laws and necessary changes made, those present were called upon to subscribe in order to commence the process of registering the cooperative. In July 2004, the dream of a Savings and Credit Cooperative (SACCO) society was fulfilled when P.C.E.A Ruiru SACCO Society was registered by the Ministry of Cooperative Development.
Having paid the necessary fees to the Ministry of Cooperative Development, the application to register P.C.E.A. Ruiru Sacco Society Ltd was made on 25th July 2004 and the certificate registering P.C.E.A Ruiru Sacco Society Ltd as a savings and credit society was granted by the Commissioner of Cooperative Development and the same day a committee was put in place to start the mobilization process of potential members’ savings.
From July 2004 the first Board of Directors set out to offer services to the general membership. The bond between members was that they were members of P.C.E.A and any other member of other churches not in conflict with what Presbyterians believe. The Board of Directors set out its agenda to ensure that every member had equal opportunity in the society.
The society is currently poised for greater growth in the period under consideration and has already laid strategies to achieve the required growth. This ability to continue in this growth momentum will be dependent on members’ confidence and support given by the members in terms of their savings and participation of how the society is run.
The society’s affairs are run through policies made by members. The members are drawn from all parts of Thika District and surrounding areas. They meet at least once a year to make policies, which are delegated to a Board of Directors. The Board of Directors implements decisions through a Secretariat constituted of Executive Committee and employees of the society.
Payment procedure using PCEA Ruiru Sacco Paybill number 834 700
- Select Safaricom
- Go to M-PESA
- Select Lipa na Mpesa
- Select Paybill
- Enter PCEA Ruiru Sacco Paybill number 834 700
- Enter Account Number using the following format: 1226L100D200
- Enter Amount you wish to send
- Enter your personal Mpesa PIN
- Confirm the information
** Where 1226 is the Member Number; L100 means Kshs.100/- goes to your Loan and D200 means Kshs. 200/- for your monthly deposit.
You will receive a confirmation message from Safaricom that you money has been sent to the Sacco.
P.C.E.A. Ruiru Sacco Society Ltd was made on 25th July 2004 and the certificate registering P.C.E.A Ruiru Sacco Society Ltd as a savings and credit society was granted by the Commissioner of Cooperative Development and the same day.
The common denominator and bond for all members was that they were from P.C.E.A Church or any other member of other churches that are not in conflict with Presbyterian practices. The Board of Directors set out its agenda to ensure that every member had equal opportunity in the society.
PCEA Ruiru Sacco Products and Services
- Normal Loan
- Emergency Loan
- School Fees Loan
- Quick Fix
- Benevolent Fund
PCEA Ruiru Contacts
Need to know more about PCEA Ruiru Sacco Paybill number 834 700? Contact:
P.C.E.A. Ruiru Savings & Credit
Co-operative Society Limited.
P.O. Box 1497 – 00232
Mobile: +254 717 604010
P.C.E.A Ruiru Parish church
Along Kiambu-Ruiru Road
Next to the market
Mon – Fri: 8:00AM – 4:00PM
Sat: 8:00 AM – 12 PM
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