How to send money from Kenya to Morocco on mobile

You can send money from Kenya to Morocco on mobile using international money transfer services like WorldRemit, Mukuru, and MoneyGram, and through partners of M-PESA Global. Direct mobile money transfers from M-PESA to an existing Moroccan mobile money service (like Orange Money or Inwi Money) are possible through certain providers for local transfers, but cross-border might be limited; transfers generally involve cash pickup or bank transfers. 

Using M-PESA Global with Partners

You can use your M-PESA account to fund transfers through M-PESA’s international partners like Western Union, allowing the recipient to collect cash at a local agent location or receive a bank transfer in Morocco. 

Via the M-PESA App 

1. Open the M-PESA App and log in using your PIN.
2. Navigate to the “Transact” section and select “Global”.
3. Select a partner that serves Morocco, such as Western Union or MoneyGram.
4. Choose the option for cash pickup or bank transfer and enter the recipient’s details (full name as it appears on their ID document, phone number, and bank details if applicable).
5. Enter the amount in KES. The app will display the exchange rate and total cost upfront.
6. Confirm the transaction with your M-PESA PIN.
7. If sending for cash pickup, share the resulting Money Transfer Control Number (MTCN) with the recipient so they can collect the cash in Morocco. 

Via USSD (*334# or *840#) 

1. Dial *334# or *840# on your Safaricom line.
2. Select “Send Money” or “Send Money Abroad”, then “M-PESA Global”.
3. Choose a partner like Western Union or MoneyGram.
4. Follow the prompts to enter the recipient’s information and transfer amount.
5. Review and confirm the transaction details with your M-PESA PIN. 

Using Dedicated Money Transfer Apps

Third-party apps offer a direct way to manage the entire transfer process, including paying via debit/credit card or bank transfer from Kenya. These services also support deposits to mobile wallets (like Orange Money or Bankily through certain providers) and bank accounts in Morocco. 

• WorldRemit: Offers transfers to bank accounts, mobile money accounts (check availability in-app), and cash pickup locations in Morocco. You can use the WorldRemit App to manage the process and compare exchange rates.
• Mukuru: Offers a reliable way to send money for instant cash collection at their partner locations in Morocco via their app or website.
• MoneyGram: Facilitates transfers to thousands of cash pickup locations (like at agent locations across the country) or directly to bank accounts in Morocco via their MoneyGram App.
• Wise: Known for transparent, low-cost bank transfers using mid-market rates.
• Remitly: Provides express and economy transfer options to Morocco.
• Skrill: An online provider that often offers competitive rates for transfers to bank accounts in Morocco. 

Recipients in Morocco generally receive funds in Moroccan Dirhams (MAD) to their bank accounts, mobile wallets, or via cash pickup.