Updated List of Licensed Digital Credit Providers in Kenya

This is an updated list of all licensed digital credit providers in Kenya. The Central Bank Of Kenya (CBK) is mandated to license, regulate, and supervise digital credit providers (DCPs). This ensures a fair and non-discriminatory marketplace for access to credit in the country. Discover the latest list of licensed digital credit providers in Kenya, approved by CBK to ensure transparency, security, and fair lending practices.

As of 2024, there are 85 licensed digital lenders in Kenya. Below is the full list of digital lenders and their contacts:

1. Ambush Capital Limited (FlashPesa)
   Location: Unit 1302, 13th Floor, Applewood Adams, Ngong Road, Nairobi
   Contact: +254769159474
   Email: [email protected]
2. Anjoy Credit Limited
   Location: Transnational House, 1st Floor, Mama Ngina Street, Nairobi
   Contact: +254769984360
   Email: [email protected]
3. Asante FS East Africa Limited
   Location: Delta Corner Towers, 3rd Floor, Waiyaki Way, Westlands, Nairobi
   Contact: +254111017500
   Email: [email protected]
4. Autochek Limited
   Location: West Park Towers, 4th Floor, Suite 407, Mpesi Lane, off Muthithi Road, Nairobi
   Contact: +254111034300
   Email: [email protected]
5. Azura Credit Limited
   Location: Top Plaza, Kilimani Street, Kindaruma Lane, Westlands, Nairobi
   Contact: +254705903265
   Email: [email protected]
6. Bytech Credit Limited
   Location: Suite B7, 42 Chania Avenue, Kilimani, Nairobi
   Contact: +254781646440
   Email: [email protected]
7. Ceres Tech Limited
   Location: Victoria Court, Abacus Lane, Ruaraka, Nairobi
   Contact: +254702038679
   Email: [email protected]
8. Chapeo Capital Limited
   Location: 33 Spring Valley Road, Nairobi
   Contact: +254725235235 / +254738235000
   Email: [email protected]
9. Chime Capital Limited
   Location: Agip House, Harambee Avenue, Nairobi
   Contact: +254720990601
   Email: [email protected]
10. Colkos Enterprises Limited
    Location: Amani Court, Near Adams Arcade, Nairobi
    Contact: +254722253228 / +254741129129
    Email: [email protected]
11. Creditarea Capital Limited
    Location: Baba Dogo, Business Park, Eastlands, Off Outering Road, Spect Godown No.3, Nairobi
    Contact: +254709462700
    Email: [email protected]
12. Decimal Capital Limited
    Location: Nachu Plaza, 9th Floor, Kiambere Road, Upperhill, Nairobi
    Contact: +254721858774
    Email: [email protected]
13. Dexintec Kenya Limited
    Location: Cardinal Otunga Plaza, Koinange Road, Starehe District, Nairobi
    Contact: +254727620547
    Email: [email protected]
14. Dime Credit Limited
    Location: Two Rivers Mall, 2nd Floor, South Tower, Limuru Road, Nairobi
    Contact: +254722217215
    Email: [email protected]
15. Dreamlife Technology Limited
    Location: Tetezi Towers, Ground Floor, off Ngong Road, George Padmore Road, Nairobi
    Contact: +254115263074
    Email: [email protected]
16. ED Partners Africa Limited
    Location: Haven Court, Parkfield Place, Waiyaki Way, Nairobi
    Contact: +254722462044
    Email: [email protected]
17. EDOMX Limited
    Location: The Address, 16th Floor, Muthangari Drive, Westlands, Nairobi
    Contact: +254701220220
    Email: [email protected]
18. Ellegant Credit Limited
    Location: Lonak Business Centre, 1st Floor, Suite B11, Kasarani, Nairobi
    Contact: +254746851679
    Email: [email protected]
19. Extend Money Services Limited
    Location: 4th Floor, Suite 6G, Vision Plaza, Mombasa Road, Nairobi
    Contact: +254709503000
    Email: [email protected]
20. Factorhouse Limited
    Location: 5th Floor, Liberty Plaza, Mombasa Road, Nairobi
    Contact: +254726770992
    Email: [email protected]
21. Fahari Point Capital Limited
    Location: Kalson Towers, 7th Floor, Parklands, Nairobi
    Contact: +254721457267 / +254710232072
    Email: [email protected]
22. Fezotech Kenya Limited
    Location: The Arch Place Building, Kilimani Road, Westlands, Nairobi
    Contact: +254111753435
    Email: [email protected]
23. Fincorp Credit Limited
    Location: Ecobank Towers, 11th Floor, Muindi Mbingu Street, Nairobi
    Contact: +254706355355
    Email: [email protected]
24. Fortune Credit Limited
    Location: Enwealth Business Centre, Ngong Lane, Nairobi
    Contact: +254722982474
    Email: [email protected]
25. Fourth Generation Capital Limited
    Location: Africa Reit House, Africa Reit Lane, Nairobi
    Contact: +254113862239
    Email: compliance@4g-capital.com
26. Getcash Capital Limited
    Location: Devcon House, 2nd Floor, Lunga Lunga, Nairobi
    Contact: +254736276000
    Email: [email protected]
27. Giando Africa Limited (Flash Credit Africa)
    Location: Krishna Center, Woodvale Grove, Nairobi
    Contact: +254713948254
    Email: [email protected]
28. Hela Capital Limited
    Location: Feruzi Towers, 4th Floor, Wing A, Kiambu Road, Kiambu
    Contact: +254(20) 7766666
    Email: [email protected]
29. Inventure Mobile Limited (Tala)
    Location: The Oval, 6th Floor, Ring Road, Westlands, Nairobi
    Contact: 0800720597 (Toll free)
    Email: [email protected]
30. Inspire Credit Limited
    Location: Muthaiga Square, Thika Superhighway, Nairobi
    Contact: +254758555333
    Email: [email protected]
31. Ismuk Credit Limited
    Location: Delta House, 4th Floor, Room 421, University Way, Nairobi
    Contact: +254768654598
    Email: [email protected]
32. Jijenge Credit Limited
    Location: 6th Floor, Suites 604/605, Town House, Kaunda Street, Nairobi
    Contact: +254722843770 / +254717282727 / +254711282727
    Email: [email protected]
33. Jumo Kenya Limited
    Location: Ikigai Nairobi, Merchant Square, Riverside Drive, Nairobi
    Contact: +254787777771
    Email: [email protected]
34. Kweli Smart Solutions Limited
    Location: 2nd Floor, Eaton Place, UN Crescent Avenue, Nairobi
    Contact: +254791578693
    Email: [email protected]
35. Lenana Innovative Solutions Limited
    Location: Garden Estate, Garden Court Drive, Nairobi
    Contact: +254110010394
    Email: [email protected]
36. Letshego Kenya Ltd
    Location: 316 Upper Hill Chambers, 7th Floor, 2nd Ngong Avenue, Nairobi
    Contact: +254730687000
    Email: [email protected]
37. Lipa Later Limited
    Location: Lipa Later HQ, Lavington, next to Mawara Gardens, Off Olenguruone Avenue, Nairobi
    Contact: +254709684000
    Email: [email protected]
38. Little Pesa Limited
    Location: Reliable Towers, Mogotio Road, Westlands, Nairobi
    Contact: +254746510778 / +254710490126 / +254746510781
    Email: [email protected]
39. Lobelitec Credit Limited
    Location: 5th Floor, Galana Plaza, Galana Road, Nairobi
    Contact: +254740006073
    Email: [email protected]
40. LockBx Limited
    Location: Sifa Towers, 6th Floor, 6A, Nairobi
    Contact: +254726210997
    Email: [email protected]
41. Maralal Ledger Limited
    Location: Feruzi Towers, 4th Floor, Wing B, Kiambu Road
    Contact: +254724055813
    Email: [email protected]
42. Marble Capital Solutions Limited
    Location: 2nd Floor, Maasai Mall, Ongata Rongai
    Contact: +254729141295
    Email: [email protected]
43. MCF 2 Kenya Limited
    Location: 52 EL Molo Drive, Lavington, Off Naushad Merali Drive, Nairobi
    Contact: +254707136044
    Email: [email protected]
44. Mint Credit Limited
    Location: Trance Towers, 7th Floor, South B, Tsavo Road, Nairobi
    Contact: +254799555333
    Email: [email protected]
45. MFS Technologies Limited
    Location: Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi
    Contact: +254709184000
    Email: [email protected]
46. MKM Capital Limited
    Location: Western Heights, 4th Floor, Suite 10, Nairobi
    Contact: +254707039513
    Email: [email protected]
47. M-Kopa Loan Kenya Limited
    Location: Riverside Paddocks, M-Kopa House, Nairobi
    Contact: +254707333222
    Email: [email protected]
48. Mogo Auto Limited
    Location: Pine Tree Plaza, Kaburu Drive- Off Ngong Road, Nairobi
    Contact: +254768469112
    Email: [email protected]
49. Momentum Credit Limited
    Location: International House, 9th Floor, Mama Ngina Street, Nairobi
    Contact: +254709434900
    Email: [email protected] / [email protected]
50. Mwanzo Credit Limited
    Location: Newton House, 3rd Floor, Deliverance Road, Nairobi-Namanga
    Contact: +254729670100
    Email: [email protected]
51. Mycredit Limited
    Location: ABSA Towers, 11th Floor, Loita Street, Nairobi
    Contact: +254711349805
    Email: [email protected]
52. MyWagepay Limited
    Location: Thika Road, Room 503C, Astrol Building (Opp Garden City), Nairobi
    Contact: +254727062060
    Email: [email protected]
53. Natal Tech Limited
    Location: Jarju House, Namanga Road, Kitengela
    Contact: +254722100213 / +254114612792
    Email: [email protected]
54. Ngao Credit Limited
    Location: 4th Floor, Morning Side Office Park, Ngong Rd, Nairobi
    Contact: +254709650000
    Email: [email protected]
55. ODI Credit Limited
    Location: Kalson Towers, 7th Floor (left wing), Crescent Road, Nairobi
    Contact: +254709183808 / +254788180355
    Email: [email protected]
56. Okolea International Limited
    Location: 1st Floor, Venus Complex, Office No. 4111, Nairobi
    Contact: +254742532281
    Email: [email protected]
57. Opal Quick Limited
    Location: Twin Plaza Building, Opposite Magunas Supermarket, Meru Town
    Contact: +254722790234 / +254115990652
    Email: [email protected]
58. Payablu Credit Limited
    Location: 1st Floor, NBK Building, Harambee Avenue, Nairobi
    Contact: +254742066421
    Email: [email protected]
59. Pesaglow Capital Limited
    Location: Derrick House, 2nd Floor, D1, Kitengela, Nairobi
    Contact: +254717522512
    Email: [email protected]
60. Pesakuu Credit Limited
    Location: The Address, 7th Floor, Westlands, off Waiyaki Way, Muthangari Drive, Nairobi
    Contact: +254112020926
    Email: [email protected]
61. Pezesha Africa Limited
    Location: House Number 37, Kayahwe Road, Kilimani, Nairobi
    Contact: +254755768547
    Email: [email protected]
62. Phoenix Capital Limited
    Location: The Arch Place, 8th Floor, Nyangumi Road, Nairobi
    Contact: +254722490824
    Email: [email protected]
63. Pi Capital Limited
    Location: 5th Floor, Mitsumi Business Park, Muthithi Road, Westlands, Nairobi
    Contact: +254759808086
    Email: [email protected]
64. Premier Credit Limited
    Location: Nginyo Towers 5th Floor, Koinange Street, Nairobi
    Contact: +254730812000 / +254709176000
    Email: [email protected]
65. Puphik Credit Limited
    Location: Kosal Plaza, 2nd Floor, Kipchamba Street, Bomet
    Contact: +254714262211
    Email: [email protected] / [email protected]
66. Progressive Credit Limited
    Location: 7th Floor, Flamingo Towers, Mara Road, Nairobi
    Contact: +254710810810
    Email: [email protected]
67. Radi Credit Limited
    Location: Commodore Offices, Ngong Road, Kindaruma Lane, Nairobi
    Contact: +254727640811
    Email: [email protected]
68. Rewot Ciro Limited
    Location: Keekorok Building, Keekorok Road, Nairobi
    Contact: +254715464554
    Email: [email protected] / [email protected]
69. Risine Credit Limited
    Location: Ukigai Office Ninety JGO, James Gichuru Road, Nairobi
    Contact: +254793362676
    Email: [email protected]
70. Senti Capital Limited
    Location: Stellato Complex, 4th Floor, Muthithi Road, Westlands, Nairobi
    Contact: +254111021113
    Email: [email protected]
71. Sevi Innovation Limited
    Location: Trio Complex, Room 311, Off Exit 7, Thika Road, Nairobi
    Contact: +254111560376
    Email: [email protected]
72. Simplepay Capital Limited
    Location: Office 902, 9th Floor, Website Tower, Lower Kabete Road, Nairobi
    Contact: +254700467730
    Email: [email protected]
73. Siti Mobility Technologies Limited
    Location: Keystone Park, 95 Riverside Drive, Westlands, Nairobi
    Contact: +254720384396
    Email: [email protected]
74. Sokohela Limited
    Location: Rivona House, 2nd Floor, Naivasha Road, Nairobi
    Contact: +254728915511
    Email: [email protected]
75. Sure Cred Capital Limited
    Location: Aztec Business Park, Baba Dogo Road, Ruaraka, Nairobi
    Contact: +254708233824
    Email: [email protected]
76. Stride Credit Limited
    Location: Twin Plaza, Ghana Street, Meru Town
    Contact: +254715982342
    Email: [email protected]
77. Tanir Credit & Accounting Services Limited
    Location: Kenversity Sacco Plaza, 4th Floor, Suite 4B, Off-Thika Superhighway, Kahawa Sukari Area, Ruiru
    Contact: +254723585651
    Email: [email protected] / [email protected]
78. Tenakata Enterprises Limited
    Location: 3rd Floor, Utumishi House, Mamlaka Road, Nairobi
    Contact: +254728888863
    Email: [email protected]
79. Tip-Point Capital Limited
    Location: Sifa Towers, 2nd Floor, 2C, Nairobi
    Contact: +254700050010 / +254711019700
    Email: [email protected]
80. Treasure Store Limited
    Location: Nanak House, 2nd Floor, Room 202, Nairobi
    Contact: +254724256039 / +254114405337
    Email: [email protected]
81. UbaPesa Limited
    Location: Golf View Office Suites – Wambui Road, Muthaiga, Nairobi
    Contact: +254709693000
    Email: [email protected]
82. Umoja Fanisi Limited
    Location: Fanisi House, Mbaazi Road, Off Kingara Road, Lavington, Nairobi
    Contact: +254796250881
    Email: [email protected]
83. Zanifu Limited
    Location: Kenrail Towers, 4th Floor, Mkungu Close, Nairobi
    Contact: +254713023159
    Email: [email protected]
84. Zenka Digital Limited
    Location: Mirage Tower, Tower 2, 12th Floor, Waiyaki Way, Westlands, Nairobi
    Contact: +254112480254 / +254207650878
    Email: [email protected]
85. Zillions Credit Limited
    Location: Spectrum Business Park, Baba Dogo, Nairobi
    Contact: +254709462300
    Email: [email protected]

Licensed Digital Credit Providers in Kenya