The CIC Fixed Income Fund offers bond-backed, low-risk returns with semi-annual dividends and capital stability. Invest from KES 5,000 today.
Invested in Your Ideas. Invested in You.
Whether you’re planning for a future goal, diversifying your portfolio, or seeking predictable income, the CIC Fixed Income Fund offers a smarter way to invest. Managed by CIC Asset Management (CICAM), this fund combines capital security, professional oversight, and dependable income streams for investors who value medium- to long-term stability.
What Is the CIC Fixed Income Fund?
The CIC Fixed Income Fund is a moderate-risk investment fund that primarily allocates capital to:
- Government of Kenya bonds
- Investment-grade corporate bonds (60%+ allocation)
- Cash and cash equivalents for liquidity balance
It is designed to generate fixed and stable income while preserving capital, making it a strong alternative to long-term savings or fixed deposit accounts.
Who Should Invest?
This fund is ideal for investors who:
- Plan to invest over the medium to long-term
- Prefer regular income over high-risk growth strategies
- Seek stability and moderate returns from a bond-backed portfolio
- Want a diversified and professionally managed fixed-income strategy
Key Features of the CIC Fixed Income Fund
| Feature | Description |
|---|---|
| Initial Fee | None |
| Annual Management Fee | 2% per annum |
| Minimum Investment | KES 5,000 |
| Minimum Additional Investment | KES 1,000 |
| Income Distribution | Semi-Annual |
| Risk Profile | Moderate |
| Fund Manager | CIC Asset Management |
| Trustee | KCB Bank Kenya Limited |
| Custodian | The Co-operative Bank of Kenya Limited |
| Auditor | PwC Kenya |
Benefits of the CIC Fixed Income Fund
🔵 Liquidity
Withdraw your investment with short notice, unlike traditional bond purchases which typically lock in funds for years.
🔵 Flexibility
You can switch or transfer your investment to other CIC funds like the Money Market, Wealth Fund, or Dollar Fund as your goals evolve.
🔵 Security
Funds are invested in government and highly rated corporate bonds, ensuring capital protection and transparency.
🔵 Competitive Returns
Enjoy stable income with low transaction costs and a historical track record of performance that exceeds industry benchmarks.
🔵 Professional Management
Benefit from CICAM’s seasoned investment managers who strategically diversify your portfolio for growth and stability.
Why CIC Asset Management?
With over a decade of fund management experience, CIC Asset Management is licensed and regulated by the Capital Markets Authority (CMA) and Retirement Benefits Authority (RBA). The firm is trusted for:
- Strong governance and transparency
- Investor-first strategies
- A wide portfolio of collective investment schemes (CIS) across currencies and asset classes
How to Start Investing
Getting started with the CIC Fixed Income Fund is simple:
- Download and fill the application form (Individual, Joint, or Corporate)
- Provide KYC documents (ID/passport, KRA PIN, proof of address)
- Make a deposit of KES 5,000 or more
📈 [Invest Now]
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📄 [Download Fact Sheet]
Final Thoughts
The CIC Fixed Income Fund is the perfect balance of security and steady income, making it an ideal choice for anyone looking to safeguard their wealth in uncertain times. With access to government and top-tier corporate bonds, semi-annual dividends, and professional oversight, this fund offers an efficient path to long-term financial peace of mind.
Turn your savings into income. Make your money work smarter—with CIC.
