Discover how the CIC Money Market Fund offers capital preservation, monthly returns, and liquidity with zero initial fees. Start investing from just KES 5,000.
Invested in Your Ideas. Invested in You.
In today’s unpredictable financial landscape, smart investors are seeking safer, low-risk instruments that deliver stable returns and capital preservation. Enter the CIC Money Market Fund—a professionally managed fund tailored to meet your short-term savings and investment goals.
Whether you are looking to park surplus funds, build an emergency fund, or earn monthly interest on idle cash, CIC Asset Management provides a smarter way to grow your money.
What Is the CIC Money Market Fund?
The CIC Money Market Fund is a low-risk, fixed-income investment vehicle designed for individuals and institutions seeking security, liquidity, and consistent monthly returns. It primarily invests in:
- Call and fixed deposits with CBK-regulated institutions
- Treasury bills and government securities
- Highly rated commercial papers with a maximum average tenure of 13 months
As a short-term fund, it is ideal for investors looking for capital stability and regular interest income while keeping funds readily accessible.
Who Should Invest?
This fund is perfect for investors who value:
- Capital preservation during uncertain markets
- Short-term liquidity without sacrificing returns
- A stable “parking bay” for idle or surplus funds
- Safe alternatives to savings accounts or current accounts
Key Features of the CIC Money Market Fund
| Feature | Description |
|---|---|
| Initial Fee | None |
| Annual Management Fee | 2% per annum |
| Minimum Initial Investment | KES 5,000 |
| Minimum Top-Up Amount | KES 1,000 |
| Interest Distribution | Monthly |
| Risk Profile | Low |
| Fund Manager | CIC Asset Management |
| Trustee | KCB Bank Kenya Limited |
| Custodian | The Co-operative Bank of Kenya Limited |
| Auditor | PwC Kenya |
Benefits of Investing in the CIC Money Market Fund
🟢 Liquidity
Investors can withdraw funds with short notice, making it ideal for emergencies or short-term financial planning.
🟢 Flexibility
Easily switch or transfer to other CIC investment products like the Fixed Income Fund, Dollar Fund, or Wealth Fund.
🟢 Security
Investments are placed in government-backed and highly rated financial instruments, ensuring reduced risk exposure.
🟢 Competitive Returns
Interest is calculated daily and credited monthly. As a large institutional investor, CIC negotiates better rates on behalf of all fund members.
🟢 Professional Management
Your funds are managed by seasoned investment professionals with deep experience in the Kenyan and East African financial markets.
Why Choose CIC Asset Management?
CIC Asset Management (CICAM) is a trusted and licensed fund manager regulated by the Capital Markets Authority (CMA) and Retirement Benefits Authority (RBA). With a track record of transparency, risk management, and investor education, CICAM stands out as a leader in collective investment schemes.
How to Start Investing
You can begin your investment journey in three simple steps:
- Complete an application form (Individual, Joint, or Corporate)
- Submit your ID/passport, KRA PIN, and proof of address
- Deposit your minimum KES 5,000 into the CIC Money Market account
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Final Thoughts
The CIC Money Market Fund is more than just an investment—it’s a financial cushion that offers growth, flexibility, and security in a single package. Whether you’re a salaried professional, business owner, student, or corporate institution, this fund gives you the discipline of saving with the power of compounding.
Your money should work for you—even when you’re not. Start smart. Start today.
