PostBank Kenya’s Bidii Savings Account: Flexible Banking for All
The Bidii Savings Account by PostBank Kenya is designed for Kenyans seeking a simple, flexible, and affordable way to save. With no ledger fees, tax-free interest, and access across all PostBank branches and ATM networks, Bidii empowers individuals, families, and legal trustees to manage funds securely and efficiently.
Who Can Open a Bidii Savings Account?
The account supports multiple structures to accommodate different financial needs:
- ✅ Personal Account – For individual savers.
- ✅ Joint Account – Shared between two or three people, ideal for couples or partners.
- ✅ Trust Account – Managed on behalf of a child (under 18) or by institutions such as:
- A Public Trustee
- A registered company
- A legally constituted body
Key Benefits of the Bidii Savings Account
✅ Low Opening & Operating Balances
- Opening balance starts from just Kshs. 800
- Minimum operating balance is a manageable Kshs. 200
✅ Zero Maintenance Fees
No monthly ledger or maintenance charges, making it a cost-effective choice for all account holders.
✅ Free Annual Statement
Account holders receive a complimentary annual statement, aiding easy financial tracking and accountability.
✅ Tax-Free Interest
Earn attractive, tax-exempt interest, calculated using a graduated rate based on your account balance. The more you save, the more you earn.
✅ One-Time Debit Card Fee
A Visa debit card is available for a one-off processing fee of Kshs. 600, enabling cashless, secure transactions.
✅ Paperless Banking Convenience
Enjoy faster service with paperless banking, eliminating long queues and reducing paperwork.
✅ 24/7 ATM Access
Withdraw your money anytime via:
- PostBank ATMs
- Kenswitch network
- All VISA-branded ATMs countrywide
✅ Nationwide Access
Bank from any PostBank branch or PostBank Mashinani agent—ensuring reliable service in both urban and rural areas.
What You Need to Open a Bidii Savings Account
Getting started with the Bidii Savings Account is simple. Ensure you have:
- Valid identification documents:
- National ID or Valid Passport (original and a copy)
- Minimum opening balance of Kshs. 800
Once your account is active, you’re eligible for all the above features and can start saving right away.
Why Choose Bidii Over Other Savings Accounts?
The Bidii Savings Account offers unmatched value for everyday savers:
- No hidden fees
- Access to digital and physical banking channels
- Flexibility for individuals, groups, or institutional trustees
- Reliable customer service from PostBank’s nationwide network
It’s a trusted, low-risk option for growing your savings—backed by PostBank’s decades of experience in serving Kenyans.
Open Your Bidii Savings Account Today
Visit your nearest PostBank branch or Mashinani agent outlet to open your Bidii Savings Account and take the first step towards a smarter, stress-free savings journey.
Save with Bidii. Earn tax-free. Bank your way.
