Types of Absa Bank Zambia Loans that you can apply Easily.

Absa Bank Zambia Plc, previously known as Barclays Bank of Zambia, is a commercial bank operating in Zambia. It holds a license from the Bank of Zambia, which serves as both the central bank and the national banking regulatory authority. Types of Absa Bank Zambia Loans that you can apply Easily.

Choose a personal loan:

Absa Loan

Anyone can apply for a loan for sudden expenses, planned trips, personal projects, or any other funding needs. Your loan repayment is deducted via a debit order.

Benefits

Loan amounts of up to K550,000
Flexible repayment periods (3 to 72 months)
Access to credit life insurance for death and permanent disability

Requirements

Credit-worthy salaried Personal, Prestige and Premier Banking customers
Age between 18 and retirement (60 for public service, 70 for private sector, professionals)
Single facility fee upon loan approval

Buy your dream home:

Longer repayment periods
Flexible repayment plans, including early repayments
Advanced support for easy loan management
Loans available in Kwacha only
Quick loan approvals
Competitive interest rates
Minimum: K80,000 in Lusaka, K50,000 in other towns
Maximum based on income
Flexible repayment period: 12 to 240 months (up to 20 years), considering retirement or contract expiry

Requirements

Credit-worthy salaried employees aged 18 to retirement (60 for public service, 70 for private sector, professionals)
Possible 20% contribution requirement
Single facility fee upon loan approval