How to Pay NHIF Contributions using M-PESA

How to Pay NHIF Contributions using M-PESA. The National Health Insurance Fund (NHIF) in Kenya provides health insurance to Kenyan citizens through monthly contributions. If you need to pay your NHIF contributions using M-PESA, follow these steps to ensure a smooth transaction using the NHIF Paybill number 200222.

Steps to Pay NHIF Contributions using M-PESA

1. Ensure Sufficient Funds in M-PESA Account:
   • Make sure your M-PESA account is loaded with the required amount for the contribution. For self-employed individuals, the monthly contribution is Ksh. 500, and an annual payment is Ksh. 6,000.
2. Access the M-PESA Menu:
   • On your mobile phone, open the Safaricom SIM Toolkit.
   • Select the “M-PESA” menu option.
3. Select Lipa na M-PESA:
   • From the M-PESA menu, choose the “Lipa na M-PESA” option.
4. Choose the Paybill Option:
   • Select the “Paybill” option to proceed with the payment.
5. Enter NHIF Paybill Number:
   • When prompted, enter the NHIF Paybill number 200222.
6. Enter Account Number:
   • Input your National ID number as the account number. This ID number should be the contributor’s National ID.
7. Enter the Amount:
   • Key in the amount you wish to pay. For example, Ksh. 500 for a monthly contribution or Ksh. 6,000 for an annual contribution.
8. Enter M-PESA PIN:
   • Input your M-PESA PIN to authorize the transaction.
9. Confirm Payment Details:
   • Verify the details displayed on your screen. Ensure that the Paybill number, account number (your National ID), and the payment amount are correct.
   • Confirm and submit the transaction.
10. Receive Confirmation Messages:
    • You will receive an SMS from M-PESA confirming the successful transaction.
    • NHIF will also send a confirmation message acknowledging the receipt of your payment.

Important Tips

• Payment Limitations: NHIF does not accept single payments exceeding Ksh. 6,000.
• Timeliness: Ensure your payments are made on time to avoid any penalties.
• Keep Records: Retain the confirmation messages as proof of payment.

Additional Information

• NHIF Branches: NHIF has 95 fully autonomous branches, satellite offices, and a presence in the 47 Huduma Centers across the country. These offices offer comprehensive customer service.
• Employer Contributions: Employers can also pay NHIF contributions for their employees using M-PESA, following a similar procedure but ensuring the account number corresponds to the employee’s National ID.

Conclusion

Paying your NHIF contributions using M-PESA is a convenient and efficient method that ensures you remain covered under Kenya’s national health insurance scheme. By following these steps, you can easily make your payments and stay compliant with NHIF requirements. For further assistance or more information, visit the NHIF website or contact their customer service.