Ollin Sacco operates as a modern deposit-taking cooperative with members spread across Kenya. Ollin Sacco is headquartered in Kerugoya, Kirinyaga County, and has expanded its footprint to Mwea and Kitengela, reflecting its ambition to serve both rural and urban markets.
Unlike traditional employer-based cooperatives, Ollin Sacco has opened its common bond to a wider membership. This inclusive model aligns with the broader evolution of Kenya’s SACCO sector, where digital services and diversified loans now define competitiveness.
Ollin Sacco Background and Digital Focus
Ollin Sacco positions itself as a technology-driven cooperative. Over the years, it has invested heavily in ICT infrastructure to enhance efficiency and service delivery.
Deposit-taking status allows Ollin Sacco to offer FOSA services alongside traditional BOSA lending. This hybrid structure enables members to access banking-style services such as withdrawals and transfers while benefiting from cooperative loan models.
Ollin Sacco Mobile Banking
Ollin Sacco provides mobile banking under the SPOT CASH platform.
To access Ollin Sacco mobile banking, dial *645#.
SPOT CASH allows members to:
• Transfer money
• Check balances
• Request credit
• Access mini statements
• Conduct various banking transactions
Digital accessibility strengthens financial inclusion, especially for members outside branch locations.
Ollin Sacco Paybill Number
Ollin Sacco Paybill Number is 480587.
Members can use this paybill to deposit funds or repay loans via M-PESA.
Ollin Sacco Loans
Ollin Sacco offers diversified loan products tailored to different member categories.
Development and Investment Loans
• Development Loan
• Ollin Investment Loan
• Estate Loan
• Capital Loan
• Biz Loan
Salaried Members Loans
• Ollin Premium Loan
• Supa Loan
• FOSA Loan
• Fanikisha Loan
• Okoa Loan
• Alpha Loan
Other Loan Facilities
• Emergency Loan
• Education Loan
• Pamoja Loan
• Stop Gap Loan
• Savers Loan
• Prime Loan
• Ollin Scholars Loan
This broad portfolio allows Ollin Sacco to support business expansion, property acquisition, education financing and short-term liquidity needs.
Ollin Sacco Branches
Ollin Sacco Kerugoya Branch – Headquarters
Located at Ollin Sacco Complex, off Kutus–Karatina Road
Approximately 200 metres from Total Petrol Station, Kerugoya Town
Ollin Sacco Mwea Branch
Located at Ngurubani Town
Opposite Green Ficus Hotel along Mwea–Embu Highway
Ollin Sacco Kitengela Branch
Located at Kitengela Town
1st Floor, Betty Business Centre
Along Nairobi–Namanga Highway
This branch distribution connects agricultural and urban markets, strengthening membership diversity.
Ollin Sacco Customer Care
Customer Care Line: 0724 256 461
Responsive customer service remains essential in a competitive SACCO environment.
Ollin Sacco Contacts
Kerugoya Headquarters
Ollin Sacco Society Limited
Ollin Sacco Complex
Off Karatina–Kutus Road
P.O. Box 83 – 10300 Kerugoya
Tel: 020 2423398
Tel: 060 21582
Mobile: 0724 256 461
Website: www.ollin.co.ke
Email: [email protected]
Mwea Branch
Tel: 020 8007473
Mobile: 0722 781 092
Kitengela Branch
Mobile: 0711 356 753
Ollin Sacco in Kenya’s Cooperative Landscape
Kirinyaga County has long been a stronghold of cooperative movements, especially in agriculture. SACCOs in the region often combine farming roots with modern financial systems.
Ollin Sacco’s investment in ICT signals a shift toward digital competitiveness. As fintech platforms expand, SACCOs that integrate mobile access and flexible loan products remain relevant.
Why This Matters
Deposit-taking SACCOs play a crucial role in mobilizing local savings and recycling capital into productive loans. Ollin Sacco supports farmers, salaried workers and entrepreneurs alike.
In counties where commercial banks may have limited presence, cooperative institutions remain financial anchors.
What Happens Next
Ollin Sacco will likely deepen digital innovation and expand product offerings to remain competitive.
Members should evaluate dividend performance, loan affordability and mobile reliability before committing to long-term financial planning.
