NCBA Bank Kenya SWIFT code is the international identifier used for cross-border money transfers with NCBA Bank Kenya PLC. The 8-character version is CBAFKENX, while the extended 11-character format is CBAFKENXXXX. Sometimes it is shown as CBAFKENX XXX, but the correct way is always CBAFKENXXXX without spaces.
The registered head-office address for this SWIFT code is:
NCBA Bank Kenya PLC, NCBA Centre, Mara and Ragati Road, Upper Hill, Nairobi, Kenya.
A SWIFT/BIC code is structured into four main parts:
- CBAF → bank code (NCBA Bank)
- KE → country code (Kenya)
- NX → location code (Nairobi)
- XXX → branch code (head office)
From this structure, CBAFKENX identifies NCBA Bank in Kenya, based in Nairobi. Adding XXX completes it into the 11-character head-office SWIFT code: CBAFKENXXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: CBAFKENX
- 11-character SWIFT/BIC: CBAFKENXXXX
- Bank: NCBA Bank Kenya PLC
- Address: NCBA Centre, Mara and Ragati Road, Upper Hill, Nairobi, Kenya
- Usage: International transfers to or from NCBA Bank Kenya accounts
When to use it
Use the NCBA Bank Kenya SWIFT code when receiving international funds into an NCBA Bank account or sending money abroad through NCBA Bank Kenya.
Common mistakes to avoid
- Typing spaces in the code (always use CBAFKENXXXX, not “CBAFKENX XXX”).
- Confusing NCBA Kenya’s SWIFT with NCBA subsidiaries in Uganda, Tanzania, or Rwanda.
- Using only the 8-character version when the transfer form requires the 11-character format.
Step-by-step guide to making a transfer with NCBA Bank Kenya SWIFT code
- Confirm the recipient’s full account name and NCBA account number.
- Enter the SWIFT code: CBAFKENX (8-character) or CBAFKENXXXX (11-character).
- Provide the bank’s registered address: NCBA Centre, Mara and Ragati Road, Upper Hill, Nairobi, Kenya.
- Select your transfer currency (USD, EUR, GBP, or KES are common).
- Agree on who will pay transfer fees (sender, receiver, or shared).
- Fill in the payment purpose (e.g., tuition, remittance, invoice).
- Double-check all details carefully before submission.
- Save your transfer receipt and share the reference with the recipient.
Final checklist
✔ Recipient’s account details correct
✔ SWIFT code entered properly (CBAFKENX or CBAFKENXXXX)
✔ Bank address included if required
✔ Payment purpose clearly written
✔ Fees arrangement agreed
By using the NCBA Bank Kenya SWIFT code correctly, you ensure that international transfers are secure, accurate, and processed without unnecessary delays.
