MoraBanc Andorra SWIFT codes and branches explained (step-by-step)

MoraBanc Andorra SWIFT code is the official international identifier used for Mora Banc Grup S.A., one of Andorra’s leading financial institutions. The bank operates under different SWIFT codes depending on the branch or institutional structure.

MoraBanc SWIFT codes in Andorra

• BINAADADXXX → Mora Banc Grup S.A., 96 Avinguda Meritxell, Andorra la Vella (head office).
• BSANADADXXX → Mora Banc Grup S.A. (formerly Banc Sabadell d’Andorra), 96 Avinguda Meritxell, Andorra la Vella.

Both codes point to the same headquarters building at 96 Av. Meritxell, Andorra la Vella, but they represent different historical or institutional designations.

Quick reference (copy-ready)

• BINAADADXXX → Mora Banc Grup S.A. (current, head office)
• BSANADADXXX → Mora Banc Grup S.A. (legacy – Banc Sabadell d’Andorra)
• Address: 96 Avinguda Meritxell, Andorra la Vella, Andorra
• Usage: International transfers to MoraBanc Andorra accounts, settlements, and correspondent banking

When to use it

Use BINAADADXXX as the standard SWIFT code for sending or receiving money internationally with MoraBanc Andorra. BSANADADXXX may still appear in older transactions because it reflects the bank’s previous identity (Banc Sabadell d’Andorra) before its rebranding into MoraBanc.

Common mistakes to avoid

• Using the outdated code (BSANADADXXX) when the current BINAADADXXX is required.
• Writing spaces in the SWIFT code (always use the continuous format, not “BINA ADAD XXX”).
• Confusing MoraBanc with Crèdit Andorrà, Andbank, or other Andorran banks.

Step-by-step guide to making a transfer with MoraBanc Andorra SWIFT code

1. Confirm the recipient’s account details and MoraBanc IBAN.
2. Enter the correct SWIFT code: preferably BINAADADXXX.
3. Provide the official bank address: 96 Av. Meritxell, Andorra la Vella, Andorra.
4. Select your transfer currency (EUR, USD, CHF, GBP, etc.).
5. Decide how fees will be charged (sender, recipient, or shared).
6. Clearly state the purpose of payment (e.g., remittance, tuition, invoice).
7. Double-check all entered details before submission.
8. Save your confirmation slip and provide the reference number to the beneficiary.

Final checklist
✔ Recipient’s account details correct
✔ Correct SWIFT code entered (BINAADADXXX preferred)
✔ Bank address included if required
✔ Purpose of payment clearly indicated
✔ Fee arrangement confirmed

By using the correct MoraBanc Andorra SWIFT code, you ensure that your international transfers are processed securely, efficiently, and without delays.