How to make Payments to AMREF SACCO. At AMREF SACCO, we have made payment modes easy and simple. Our different modes of payments include M-PESA paybill 840300, Checkoff, Direct Debit, Bank Deposits and Transfers.
Checkoff
Consult your payroll office for the following Member Organizations
Direct Debit
A direct debit is a regular payment that’s approved by the customer/member but set up and controlled by the organisation (beneficiary) you are paying, in this case, AMREF SACCO.
It is convenient for the member given that the SACCO cordinates the form completion and submission to the member’s bank on behalf of the member. The member does not need to visit their bank. Direct debits reduce cost of collection for the member as it is an electronic payment.
Download the DIRECT DEBIT AUTHORITY FORM here
Bank Deposits and Transfers
| BANK | A/C NAME | A/C NUMBER | BRANCH |
| COOPERATIVE BANK OF KENYA | AMREF SACCO | 01 12 00 40 12 08 00 | Langata Road |
| NATIONAL BANK OF KENYA | AMREF SACCO | 01 00 90 85 65 30 00 | Wilson Airport |
| NCBA BANK | AMREF SACCO | 26 36 65 00 38 | Riverside Branch |
Instant Payment Confirmation with Mpesa
When you make payments using our Mpesa payment codes, you can expect immediate account updates. To ensure seamless processing, please note the following:
1. Mobile Banking Registration: To have payments reflected instantly in your account, it is essential that you are registered for mobile banking. Payments should be made using your registered mobile banking number.
2. Payment Instructions: Use the Paybill number 840 300 in combination with the relevant Account Number (refer to the image below) to initiate your transactions.
If you haven’t registered for mobile banking yet, you can easily do so by downloading the Mobile Banking Registration form here
We are committed to providing you with a convenient and efficient payment experience.
For any inquiries or assistance, please don’t hesitate to contact us

Membership
Savings Accounts
- Share Capital Account
- Member Deposit Account
- Property Savings Account
- Holiday Savings Account
- Junior Savings Account
- Fixed Deposit Account
Loan Products
- Miliki Mortgage Financing Loan
- Normal Loan
- Property Loan
- Refinancing Loan
- Bridging Finance Loan
- Car Loan
- Shamba Loan
- Deposit Boosting Loan
- Higher Education Loan
- School Fees Loan
- Jipambe Merchandise Loan
- Insurance Financing Loan
- Instant Pesa Loan
- Emergency Loan
- Salary Advance Loan
- Advance Against Expected Dividends Loan




