Housing Finance Bank Uganda SWIFT code is the official international identifier for Housing Finance Bank Ltd. in Uganda. The 8-character version is HFINUGKA, while the full 11-character format is HFINUGKAXXX. Sometimes it may appear as HFINUGKA XXX, but the correct format is always HFINUGKAXXX without spaces.
The registered head-office address for this SWIFT code is:
Housing Finance Bank Ltd., Plot 4 Wampewo Avenue, Investment House, Kololo, Kampala, Uganda.
A SWIFT/BIC code is structured into four parts:
- HFIN → bank code (Housing Finance Bank)
- UG → country code (Uganda)
- KA → location code (Kampala)
- XXX → branch code (head office)
From this breakdown, HFINUGKA identifies Housing Finance Bank Uganda in Kampala. Adding XXX makes it the full 11-character head-office SWIFT code: HFINUGKAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: HFINUGKA
- 11-character SWIFT/BIC: HFINUGKAXXX
- Bank: Housing Finance Bank Ltd.
- Address: Plot 4 Wampewo Avenue, Investment House, Kololo, Kampala, Uganda
- Usage: International transfers to or from Housing Finance Bank Uganda accounts
When to use it
Use the Housing Finance Bank Uganda SWIFT code when sending funds internationally to a Housing Finance Bank Uganda account or receiving money from abroad.
Common mistakes to avoid
- Typing the code with spaces (always use HFINUGKAXXX, not “HFINUGKA XXX”).
- Confusing Housing Finance Bank Uganda with housing finance institutions in Kenya or Tanzania.
- Using only the 8-character code when the transfer form requires the 11-character version.
Step-by-step guide to making a transfer with Housing Finance Bank Uganda SWIFT code
- Confirm the recipient’s account name and Housing Finance Bank Uganda account number.
- Enter the SWIFT code: HFINUGKA (8-character) or HFINUGKAXXX (11-character).
- Provide the bank’s registered address: Plot 4 Wampewo Avenue, Investment House, Kololo, Kampala, Uganda.
- Select your preferred transfer currency (USD, EUR, GBP, or UGX).
- Decide who covers the fees (sender, recipient, or shared).
- Clearly indicate the purpose of the transfer (e.g., remittance, school fees, invoice).
- Double-check all details before submitting.
- Save your confirmation slip and provide the reference to the beneficiary.
Final checklist
✔ Recipient’s account details correct
✔ Correct SWIFT code entered (HFINUGKA or HFINUGKAXXX)
✔ Bank address included if required
✔ Purpose of payment clearly indicated
✔ Fees arrangement agreed
By using the Housing Finance Bank Uganda SWIFT code properly, you ensure your international transfers are processed securely, efficiently, and without delays.








