KCB Bank Uganda SWIFT code is the official identifier for international transfers with KCB Bank Uganda Limited. The 8-character version is KCBLUGKA, while the full 11-character format is KCBLUGKAXXX. Sometimes it may appear as KCBLUGKA XXX, but the correct format is always KCBLUGKAXXX without spaces.
The registered head-office address for this SWIFT code is:
KCB Bank Uganda Limited, 7 Kampala Road, Central Division Commercial Plaza, Kampala, Uganda.
A SWIFT/BIC code is structured into four segments:
- KCBL → bank code (KCB Bank)
- UG → country code (Uganda)
- KA → location code (Kampala)
- XXX → branch code (head office)
From this breakdown, KCBLUGKA identifies KCB Bank Uganda in Kampala. Adding XXX makes it the complete 11-character head-office SWIFT code: KCBLUGKAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: KCBLUGKA
- 11-character SWIFT/BIC: KCBLUGKAXXX
- Bank: KCB Bank Uganda Limited
- Address: 7 Kampala Road, Central Division Commercial Plaza, Kampala, Uganda
- Usage: International transfers to or from KCB Bank Uganda accounts
When to use it
Use the KCB Bank Uganda SWIFT code whenever you are sending money internationally to a KCB Bank Uganda account or receiving funds from abroad.
Common mistakes to avoid
- Typing spaces in the SWIFT code (always use KCBLUGKAXXX, not “KCBLUGKA XXX”).
- Confusing KCB Bank Uganda with KCB Kenya, which has a different SWIFT code.
- Using the 8-character format when the 11-character version is required.
Step-by-step guide to making a transfer with KCB Bank Uganda SWIFT code
- Confirm the recipient’s account name and KCB Bank Uganda account number.
- Enter the SWIFT code: KCBLUGKA (8-character) or KCBLUGKAXXX (11-character).
- Provide the bank’s registered address: 7 Kampala Road, Central Division Commercial Plaza, Kampala, Uganda.
- Select your preferred transfer currency (USD, EUR, GBP, or UGX).
- Decide how fees will be covered (sender, recipient, or shared).
- Clearly indicate the purpose of the transfer (e.g., tuition, invoice, remittance).
- Double-check all details before submitting.
- Save your transfer confirmation and provide the reference to the recipient.
Final checklist
✔ Recipient’s account details correct
✔ Correct SWIFT code entered (KCBLUGKA or KCBLUGKAXXX)
✔ Bank address provided if required
✔ Purpose of payment clearly stated
✔ Fees arrangement confirmed
By using the KCB Bank Uganda SWIFT code correctly, you ensure that international transfers are completed securely, efficiently, and without delays.








