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Home » KCB Bank Uganda SWIFT code: KCBLUGKA explained (step-by-step)

KCB Bank Uganda SWIFT code: KCBLUGKA explained (step-by-step)

NyongesaSande News Desk by NyongesaSande News Desk
9 months ago
in SWIFT/BIC
Reading Time: 3 mins read
A A
KCB Bank Uganda SWIFT code: KCBLUGKA explained (step-by-step)

KCB Bank Uganda SWIFT code is the official identifier for international transfers with KCB Bank Uganda Limited. The 8-character version is KCBLUGKA, while the full 11-character format is KCBLUGKAXXX. Sometimes it may appear as KCBLUGKA XXX, but the correct format is always KCBLUGKAXXX without spaces.

The registered head-office address for this SWIFT code is:
KCB Bank Uganda Limited, 7 Kampala Road, Central Division Commercial Plaza, Kampala, Uganda.

A SWIFT/BIC code is structured into four segments:

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  • KCBL → bank code (KCB Bank)
  • UG → country code (Uganda)
  • KA → location code (Kampala)
  • XXX → branch code (head office)

From this breakdown, KCBLUGKA identifies KCB Bank Uganda in Kampala. Adding XXX makes it the complete 11-character head-office SWIFT code: KCBLUGKAXXX.

Quick reference (copy-ready):

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  • 8-character SWIFT/BIC: KCBLUGKA
  • 11-character SWIFT/BIC: KCBLUGKAXXX
  • Bank: KCB Bank Uganda Limited
  • Address: 7 Kampala Road, Central Division Commercial Plaza, Kampala, Uganda
  • Usage: International transfers to or from KCB Bank Uganda accounts

When to use it
Use the KCB Bank Uganda SWIFT code whenever you are sending money internationally to a KCB Bank Uganda account or receiving funds from abroad.

Common mistakes to avoid

  • Typing spaces in the SWIFT code (always use KCBLUGKAXXX, not “KCBLUGKA XXX”).
  • Confusing KCB Bank Uganda with KCB Kenya, which has a different SWIFT code.
  • Using the 8-character format when the 11-character version is required.

Step-by-step guide to making a transfer with KCB Bank Uganda SWIFT code

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  1. Confirm the recipient’s account name and KCB Bank Uganda account number.
  2. Enter the SWIFT code: KCBLUGKA (8-character) or KCBLUGKAXXX (11-character).
  3. Provide the bank’s registered address: 7 Kampala Road, Central Division Commercial Plaza, Kampala, Uganda.
  4. Select your preferred transfer currency (USD, EUR, GBP, or UGX).
  5. Decide how fees will be covered (sender, recipient, or shared).
  6. Clearly indicate the purpose of the transfer (e.g., tuition, invoice, remittance).
  7. Double-check all details before submitting.
  8. Save your transfer confirmation and provide the reference to the recipient.

Final checklist
✔ Recipient’s account details correct
✔ Correct SWIFT code entered (KCBLUGKA or KCBLUGKAXXX)
✔ Bank address provided if required
✔ Purpose of payment clearly stated
✔ Fees arrangement confirmed

By using the KCB Bank Uganda SWIFT code correctly, you ensure that international transfers are completed securely, efficiently, and without delays.

Tags: bank transfersKCB Bank Uganda SWIFT codeKCB UgandaKCBLUGKASWIFT code Uganda
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