If you are sending money to Ghazanfar Bank in Afghanistan, it is important to use the correct SWIFT code for the specific branch. Using the wrong code can delay your transfer or cause it to be rejected.
Below are the available SWIFT codes for Ghazanfar Bank in Kabul, along with a step-by-step guide on how to send international transfers.
SWIFT Codes of Ghazanfar Bank
Ghazanfar Bank operates in Kabul with the following SWIFT codes:
Primary SWIFT Code (Main Branch)
SWIFT Code: GHBKAFKAXXX
Bank Name: Ghazanfar Bank
Branch Address: Sherpur Square, Main Road Wazir
City: Kabul
Branch Code: XXX (Main branch indicator)
Additional SWIFT Code
SWIFT Code: GHBKAFKAISW
Bank Name: Ghazanfar Bank
City: Kabul
When sending funds, confirm with the recipient which SWIFT code applies to their specific account. In many cases, GHBKAFKAXXX is used for the main branch.
Understanding the SWIFT Code Structure
- GHBK – Bank code for Ghazanfar Bank
- AF – Country code (Afghanistan)
- KA – Location code (Kabul)
- XXX – Main branch
- ISW – Specific branch identifier
SWIFT codes contain 8 or 11 characters and are essential for routing international payments correctly.
What Is a SWIFT Code
A SWIFT code, also known as a BIC (Bank Identifier Code), is an international standard used to identify banks during cross-border financial transactions. It allows secure communication between financial institutions when processing international wire transfers.
Without the correct SWIFT code, international payments cannot be completed properly.
How to Transfer Money to Ghazanfar Bank Using SWIFT
Step 1: Collect Required Recipient Details
You will need:
- Recipient’s full name
- Recipient’s account number
- Bank name: Ghazanfar Bank
- Correct SWIFT code (GHBKAFKAXXX or GHBKAFKAISW)
- Branch address (if applicable)
- City: Kabul
- Country: Afghanistan
Step 2: Initiate the Transfer
At a Bank Branch
Visit your bank and request an international wire transfer form. Provide the SWIFT code and complete recipient details. Review fees before confirming the transfer.
Online Banking
Log into your bank’s online platform. Choose International Transfer or Wire Transfer. Enter the recipient’s information including the SWIFT code. Confirm the amount and currency before submitting.
Mobile Banking
If supported, use your bank’s mobile application to initiate the transfer. Carefully verify all details before final approval.
Step 3: Keep the Transaction Reference
After completing the transfer, your bank will provide a transaction reference number. Keep this number to track the transfer if needed.
Processing Time and Fees
International SWIFT transfers typically take between one and five business days. Processing time depends on intermediary banks and compliance procedures.
Common charges may include:
- Sending bank fee
- Receiving bank fee
- Intermediary bank deductions
- Currency exchange margins
Confirm total fees with your bank before sending money.
Important Transfer Tips
Always confirm the correct SWIFT code with the recipient before initiating the transfer.
Double-check the account number and recipient name.
Verify the correct currency for the transaction.
Keep proof of payment until the recipient confirms receipt.
Mistakes in SWIFT codes or account numbers can cause delays or returned funds.
Conclusion
Ghazanfar Bank in Kabul uses the following SWIFT codes:
Main Branch: GHBKAFKAXXX
Additional Code: GHBKAFKAISW
Using the correct SWIFT code ensures your international transfer is processed accurately and securely. Always verify branch details before submitting your payment instructions.
