Elimu Sacco has served Kenya’s education sector since 1972. Founded by employees from the Ministry of Education, Elimu Sacco was built to mobilize savings and extend affordable credit to teachers and education professionals.
Today, Elimu Sacco remains one of the most recognizable education-based cooperative societies in Kenya. With structured governance and regional branches, it continues to provide financial stability to members across the country.
Elimu Sacco Governance and Headquarters
Elimu Sacco operates under a Board of Directors made up of nine members. A Supervisory Committee oversees operations and reports to the Annual Delegates Meeting. This structure aligns with Kenya’s cooperative governance framework.
The Sacco headquarters sits at Elimu House in South B, along Mubiru Road off Daidai Road in Nairobi. From this base, Elimu Sacco coordinates branch and digital operations nationwide.
Elimu Sacco Loans and Financial Services
Elimu Sacco mobilizes member savings and lends back to members at competitive rates. Loan eligibility depends on savings contributions and guarantorship.
Although specific loan categories may vary, members typically access development loans, emergency loans and salary-based facilities. Because members primarily come from the education sector, the Sacco benefits from predictable payroll structures.
Savings discipline strengthens the Sacco’s lending capacity. Therefore, regular contributions directly influence borrowing power.
Elimu Sacco Mobile Banking
Elimu Sacco offers mobile banking services once members register with the Sacco. This digital service allows members to transact remotely without visiting branches.
Members should contact the Sacco directly for activation and usage details. As Kenya’s cooperative sector embraces digital platforms, mobile banking improves convenience and accessibility.
Elimu Sacco Portal Login
Elimu Sacco provides an online portal for members.
Portal Login: https://webportal.elimusacco.com/Login.aspx
Through the portal, members can access account information and manage transactions securely.
Elimu Sacco Branches
Elimu Sacco operates multiple branches across Kenya.
Elimu Sacco Nairobi Branch
Elimu House, South B, Mubiru Road
P.O. Box 10073-00100, GPO Nairobi
Tel: +254 778452968 / +254 727013047 / +254 739599354
Email: [email protected]
Elimu Sacco Lodwar Branch
Kailongkol House
P.O. Box 65, Lodwar
Tel: 054-21241
Mobile: 0725136390
Fax: 054-21020
Email: [email protected]
Elimu Sacco Homabay Branch
Luore Plaza
P.O. Box 437, Homabay
Tel: 059-22406
Mobile: 0771709291
Fax: 054-21020
Email: [email protected]
Elimu Sacco Busia Branch
Ingonyera Plaza, 3rd Floor, Room 2
Tel: 055-22013
Mobile: 0726383837 / 020266455
Fax: 055-22012
Email: [email protected]
Elimu Sacco Customer Care
Head Office
Elimu House, South B, Mubiru Road
P.O. Box 10073 – 00100
Tel: +254 727013047 / +254 739599354
Email: [email protected] / [email protected]
Elimu Sacco in Kenya’s Cooperative Sector
Kenya’s SACCO movement plays a major role in financial inclusion. Education-based SACCOs such as Elimu Sacco provide targeted financial services to teachers and ministry staff.
Because educators often rely on structured monthly salaries, cooperative savings and credit solutions remain practical and sustainable. Additionally, digital platforms now allow members in remote counties to transact efficiently.
Why This Matters
Teachers form a critical part of Kenya’s workforce. Financial stability within the education sector supports broader social development.
Elimu Sacco strengthens savings culture and provides affordable credit options. In doing so, it enhances long-term financial planning for members and their families.
What Happens Next
As digital finance expands in Kenya, Elimu Sacco will likely enhance its mobile and portal services. Improved cybersecurity and online service delivery will become increasingly important.
If it maintains prudent governance and digital innovation, Elimu Sacco will continue supporting education professionals across Kenya.
