Eligibility for FULIZA. Fuliza is a continuous overdraft service that allows Safaricom’s M-PESA customers to complete their M-PESA transactions even when they do not have enough funds in their M-PESA account.
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To enjoy Fuliza M-PESA overdraft services, a customer needs to be registered on M-PESA with an active Safaricom M-PESA line. Customers will need to opt into the Fuliza service to enjoy the service.
Please note the following eligibility points for the overdraft service:
- While anyone who has activated M-PESA with a national ID, Kenyan passport, or Military ID can use FULIZA, not everyone who activates FULIZA will be approved for a loan immediately.
- Accounts on M-PESA created with a non-Kenya passport will not be able to activate the overdraft service.
- After signing up, you’ll be given a limit that determines how much of an overdraft you can access.
