The COMESA Yellow Card is a third-party motor vehicle insurance scheme designed to facilitate the smooth movement of motor vehicles, people, and goods within the COMESA region. Here’s how you can apply for it:
What is the COMESA Yellow Card?
The COMESA Yellow Card protects you from third-party risks that may arise while traveling within the COMESA region. It acts as an extension of your regular motor vehicle insurance coverage and maintains a uniform appearance for standardization purposes.
Validity and Coverage
- Validity: The Yellow Card is only valid in select COMESA countries and cannot be used in the holder’s country of origin.
- Mandatory: In most COMESA countries, having a third-party insurance cover is mandatory for vehicles.
- Documents Required: While traveling within these countries, you must present the Yellow Card along with other essential documents such as a valid driving license and passport.
Countries Where the Yellow Card is Operational
The COMESA Yellow Card is valid in the following countries:
- Kenya
- Burundi
- Uganda
- Tanzania
- Democratic Republic of Congo (DRC)
- Zimbabwe
- Eritrea
- Ethiopia
- Malawi
- Zambia
- Djibouti
- Sudan
- Rwanda
What the COMESA Yellow Card Covers
The Yellow Card covers medical expenses and third-party liabilities for passengers and the driver in case of an accident that leads to injuries.
How to Obtain the COMESA Yellow Card Insurance
- Issuance: The Yellow Card is issued by the same insurance company that provides your primary insurance cover. Its validity depends on the duration of your primary insurance policy.
- Availability: More than 100 insurance companies within the COMESA region offer the Yellow Card scheme. They issue the card to clients based on their existing insurance policies.
- Cost: The cost of the COMESA Yellow Card insurance varies based on the number of passengers and the duration of the trip.
Digital Yellow Card Mobile App
COMESA has recently launched a digital Yellow Card mobile app to provide quick and real-time information to all stakeholders. The app is available for download on the Google Play Store and the Apple App Store.
This guide provides a comprehensive overview of the COMESA Yellow Card Insurance, its benefits, coverage, and how to obtain it, ensuring you are well-prepared for travel within the COMESA region.




