Here’s a list of some of the top payment service providers in Kenya, known for offering secure and efficient payment solutions for merchants, consumers, and financial institutions:
List of Best Payment Service Providers in Kenya
1. M-Pesa
M-Pesa is the largest mobile phone-based money transfer and micro-financing platform in Africa, developed by Safaricom. It allows users to transfer, withdraw, and pay for goods and services via mobile phones. M-Pesa operates in several countries, including Kenya, Tanzania, Mozambique, Ghana, South Africa, and Lesotho.
2. Pesapal
Pesapal provides a fast, safe, and secure way for businesses and individuals to make and accept payments online and at the point of sale through Sabi. The service is available in Kenya, Malawi, Tanzania, Rwanda, Uganda, Zimbabwe, and Zambia.
3. PayU
PayU is a leading online payment service provider that offers a secure and reliable payment process for merchants and buyers in Kenya, as well as in other countries in the Middle East, Asia, Eastern Europe, and Africa.
4. iPay
iPay is an innovative payment processing and gateway provider in Africa that supports various payment methods. It offers an online and point-of-sale transaction system that allows individuals and businesses to receive payments via websites or physical shops.
5. DPO
DPO (Direct Pay Online) is a Pan-African payment provider that offers online, offline, and mobile payment processing services in Kenya. They provide a secure credit card processing platform that enables real-time payments through credit cards, mobile money, and bank transfers.
6. Lipaspot
Lipaspot is a payment platform that offers cash and receipting services in Kenya by utilizing Mobile POS technology, mobile, and web/online applications.
7. Integrated Payment Services Ltd (IPSL) / PesaLink
IPSL, established by the Kenya Bankers Association in 2012, offers a fast, secure, and efficient money transfer system. Their payment platform, Pesalink, allows customers to send money between various banks and retail payment channels.
8. Jambo Pay
Jambo Pay is an electronic payment platform that enables users to make and receive payments through mobile phones, banks, websites, and other payment methods.
9. Popote Pay
Popote Pay is a payment disbursement company that allows individuals and businesses to make and manage payments digitally to till numbers, mobile phones, and both local and international banks.
10. Cellulant
Cellulant is a leading provider of online and mobile payment solutions in Africa. They offer fast, secure, and seamless payments for businesses and individuals through various payment channels.
These payment service providers play a crucial role in facilitating seamless transactions across Kenya, supporting both local and international commerce.













