5 Easy Ways to Use Apple Wallet on an iPhone

The Apple Wallet app is a powerful tool to store credit, debit, loyalty, and gift cards on your iPhone. Here are five ways to make the most of the app.

Method 1: Adding a Credit or Debit Card

1. Open the Wallet App
   • Launch the Wallet app (multicolored wallet icon) from your home screen.
   • Alternatively, you can access card-adding features from Settings > Wallet & Apple Pay > Add Card.
2. Tap the Plus Sign
   • Find and tap the “+” symbol in the top-right corner.
3. Tap Continue
   • Hit “Continue” at the bottom of the screen.
4. Wait for the Camera Screen
   • The app will activate the camera for card scanning.
5. Place Card Face-Up
   • Put your card on a flat surface with its details facing up.
6. Scan Your Card
   • Align the card within the rectangular frame until it captures.
7. Tap Next
   • Review and correct any details before tapping “Next.”
8. Enter the CVV Code
   • Type in your card’s three-digit CVV.
9. Tap Next
   • Click “Next” in the top-right corner.
10. Agree to Terms

• Accept the terms and conditions by tapping “Agree.”

11. Verify Your Card

• Follow your bank’s verification process, often by entering a code sent via text.

12. Manage Card Settings

• Use the Settings > Wallet & Apple Pay menu to manage billing info or change card details.

Method 2: Adding a Loyalty, Store, or Gift Card

1. Open the Card’s App
   • Launch the specific app for the card you want to add.
2. Locate the Add Card Section
   • Search for an “Add Card” or “Payment” section.
3. Add to Wallet
   • Tap “Add to Wallet” or “Passbook” to transfer the card.
4. Tap Add to Confirm
   • Confirm the addition by tapping “Add.”
5. Enable Automatic Selection (Optional)
   • In Wallet, tap the card, then the three dots, and turn on “Automatic Selection.”

Method 3: Changing the Default Credit or Debit Card

1. Open Settings
   • Access the Settings app.
2. Tap Wallet & Apple Pay
   • Scroll down and select Wallet & Apple Pay.
3. Tap Default Card
   • Choose “Default Card” under “TRANSACTION DETAILS.”
4. Select a Card
   • Pick your preferred card for future payments.

Method 4: Paying In Person with Apple Wallet

1. Check Vendor Compatibility
   • Ensure the vendor accepts Apple Pay by checking for the Apple logo or a “Pay” sticker.
2. Unlock Your iPhone
   • Double-click the side button and use Face ID or Touch ID to unlock.
3. Hold Your iPhone Near the Reader
   • Position your iPhone close to the terminal to complete the transaction.

Method 5: Using Express Transit Mode on Public Transit

1. Add a Compatible Card
   • Make sure you’ve added a card that supports Express Transit mode.
2. Open Settings
   • Go to the Settings app.
3. Tap Wallet & Apple Pay
   • Select Wallet & Apple Pay.
4. Tap Express Transit Card
   • Ensure a payment card is already added.
5. Select Your Card
   • Choose the card to be billed for transit rides.
6. Authenticate
   • Confirm your identity with Face ID, Touch ID, or a passcode.
7. Hold Near Contactless Reader
   • Simply hold your phone near the terminal to pay without unlocking it.