PostBank Kenya Mobile Banking with Patacash: Send Money, Pay Bills & More with *498#

PostBank Mobile Banking with Patacash: Bank Smarter, Anytime, Anywhere

PostBank Kenya introduces Patacash, a modern, user-friendly mobile banking platform that brings banking services right to your phone. An enhancement of the former SMS banking service, Patacash is powered in partnership with Safaricom, enabling seamless integration with M-PESA and mobile wallets.

With Patacash, PostBank customers can transfer funds, pay bills, purchase airtime, and manage savings groups (M-Chama)—all through *USSD code 498# or the PostBank mobile app.

Core Features of Patacash Mobile Banking

✅ Balance Enquiry

• Check your PostBank account balance instantly.

✅ Fund Transfers

• Move money between PostBank accounts
• Transfer funds to M-PESA and other mobile money wallets

✅ Bill Payments

• Settle utility bills, including water, electricity, and more.

✅ School Fees Payment

• Pay school-related fees directly from your account.

✅ Airtime Purchase

• Buy airtime for any Safaricom number directly from your PostBank account.

✅ PostBank Wallet Account (Virtual)

• Use your PostBank wallet for mobile-based savings and transactions.

✅ Group Savings via M-Chama

• Manage group contributions, loan disbursements, and welfare funds using the M-Chama platform.

How to Access PostBank Mobile Banking

PostBank mobile banking can be accessed in two easy ways:

📱 *Option 1: USSD Code (498#)

Works on all Safaricom SIM-enabled phones without the need for internet.

📲 Option 2: PostBank Mobile App

Available for download on the Google Play Store

Registration Process for Mobile Banking

Before using either option, registration is mandatory:

1. Visit your nearest PostBank branch
2. Fill out the mobile banking registration form
3. PostBank will process your registration and link your account
4. Once registered, you can begin using *498# or the mobile app

*How to Use USSD Code 498#

1. Dial *498# from your Safaricom line
2. A reference number will be sent to your phone
3. Redial *498#
4. Enter the reference number
5. You will be prompted to set and confirm a 4-digit PIN
6. Once successful, you will receive an activation confirmation message
7. Dial *498# again to access the menu for:
   • Balance enquiry
   • Transfers
   • Airtime
   • Bill payments
   • M-Chama and more

How to Deposit Money to PostBank Account via M-PESA

Follow these steps to make a deposit using M-PESA Paybill:

1. Go to the M-PESA menu on your phone
2. Select “Lipa na M-PESA” > Pay Bill
3. Enter Business Number: 200999
4. Enter your full PostBank Account Number
5. Enter the amount you wish to deposit
6. Enter your M-PESA PIN and press OK
7. Confirm details, and you’ll receive a confirmation SMS from M-PESA and PostBank

Why Choose Patacash Mobile Banking by PostBank?

Join the Mobile Banking Revolution Today

With Patacash, PostBank Kenya empowers you to manage your finances securely and conveniently. Whether you’re on the go or at home, *dial 498# or download the app and take control of your banking experience today.

PostBank Patacash—Banking in Your Pocket.