Gulf African Bank (GAB) is a commercial bank in Kenya that operates under the Islamic Banking regime and is regulated by the Central Bank of Kenya. Established in 2008, the bank offers a range of banking services, including mobile banking using a USSD code and a mobile banking app. In this article, we will guide you on how to deposit money into your Gulf African Bank account using the M-PESA Paybill number 985050.
Requirements for Depositing Money to Gulf African Bank via M-PESA
Before you proceed with the transaction, ensure you have the following:
- An active M-PESA account loaded with sufficient funds.
- Gulf African Bank Paybill Number: 985050.
- The Gulf African Bank account number you wish to deposit the money into.
Step-by-Step Procedure to Deposit Money
- Access M-PESA Menu:
- Open the Safaricom SIM Toolkit on your mobile phone.
- Select Lipa na M-PESA:
- From the M-PESA menu, choose the “Lipa na M-PESA” option.
- Choose Paybill:
- Select the “Paybill” option from the list displayed.
- Enter Business Number:
- When prompted, enter the Gulf African Bank Paybill Number 985050 and press OK.
- Enter Account Number:
- Enter the Gulf African Bank account number you wish to deposit the money into. Double-check to ensure the account number is correct.
- Enter the Amount:
- Key in the amount you wish to deposit and press OK. Ensure your M-PESA balance is sufficient to cover both the deposit and any associated transaction fees.
- Confirm Transaction:
- Enter your M-PESA PIN to authorize the transaction.
- Hakikisha (Confirmation):
- A confirmation screen (Hakikisha) will appear. Verify that all details (business number, account number, and amount) are correct.
- Complete the Transaction:
- If the details are correct, confirm the transaction. You will receive an SMS from M-PESA confirming the transaction, followed by a confirmation message from Gulf African Bank.
Gulf African Bank Contacts and Address
For any inquiries or further assistance, you can contact Gulf African Bank using the following details:
- Address: Geminia Insurance Plaza, First Floor, Upperhill, Nairobi
- Mobile: +254711075000
- Telephone: 0202740000
- WhatsApp: 0729111537
- Email: [email protected]
- Website: Gulf African Bank
By following these steps, you can easily deposit money into your Gulf African Bank account using M-PESA, ensuring convenience and accessibility without the need to visit a bank branch.




