The Kimisitu Sacco Paybill Number is 911200. It allows members to make deposits and repay loans conveniently through M-PESA from any location. Kimisitu Sacco, founded in March 1985 by staff from ICRAF, was created to promote saving culture and financial empowerment among its members. Today, it serves thousands of members with tailored savings and credit products.
How to Use Kimisitu Sacco Paybill Number 911200
To deposit or repay a loan via M-PESA:
- Go to your M-PESA menu
- Select Lipa na M-PESA
- Choose Pay Bill
- Enter Business Number: 911200
- For Account Number, input your National ID number followed by transaction code
- e.g.,
12345678Dfor deposit or12345678NLfor normal loan
- e.g.,
- Enter the amount to pay
- Input your M-PESA PIN
- Confirm and send
You’ll receive a confirmation message from Safaricom once payment is successful.
Example 1:
- Monthly deposit of KSh 3,000
- Account number:
12345678D - Total payment: KSh 3,033
Example 2:
- Loan repayment of KSh 36,500
- Account number:
12345678NL - Total payment: KSh 36,694
Kimisitu Sacco Loan Products
Kimisitu Sacco provides various loan facilities to suit different member needs:
- Instant Loan – Up to KSh 400,000, 6-month repayment, fast approval
- Motor Vehicle & Machinery Loan – Up to 60 months repayment, 100% financing
- Premier Loan – Up to KSh 15M, 60-month repayment
- Mega Loan – Up to 72 months, can consolidate existing loans
- Bridging Loan – 24-month repayment, consolidates short-term loans
- Masaa Loan – 12-month repayment, approved in 24 hours
- Motor Vehicle Insurance Loan – Pays full premium, 12-month repayment
- Mavuko Loan – 48-month term, bridges development loans
- Top-Up Emergency Loan – 12-month repayment
- Education Loan – 12-month term, no documentation needed
- Emergency Loan – 12-month repayment, processed weekly
- Refinancing Loan – For members with ongoing development projects
- Home Development Loan – Up to KSh 10M, 48-month repayment
- Normal Development Loan – 60-month repayment, disbursed within 30 days
Kimisitu Sacco Savings Products
Members can grow their wealth using these savings plans:
- Members’ Deposits
- Monthly minimum: KSh 3,000
- Earns dividends
- Used as security for loans
- Holiday Savings Account
- Minimum monthly deposit: KSh 1,000
- Save for at least 6 months
- Interest paid on withdrawal
- Little Angels Savings Account
- For children under 18
- Min deposit: KSh 500/month
- Interest: 3% p.a., withdrawal after 1 year
Kimisitu Sacco Contacts
For inquiries about Kimisitu Sacco Paybill Number 911200, loans, savings, or membership, reach out through:
Main Office Location:
Kimisitu Plaza, Woodlands Road (Opposite IFRC)
P.O. Box 10454-00100, Nairobi, Kenya
Phone Contacts:
☎️ 020-2733601 / 020-2733603
📱 0724-310626
📱 0714-611495
📱 0735-000012
📱 0731-000196
Emails:
- General inquiries: [email protected]
- Customer care: [email protected]
- Loans: [email protected]
- Finance: [email protected]
Note: Ensure your M-PESA account number is formatted correctly as NationalID + TransactionCode (e.g., 12345678D) for deposits or repayments via Kimisitu Sacco Paybill Number 911200.








