Kenya Police Sacco Paybill Number is 4027903, enabling members to make deposits and loan repayments conveniently via M-PESA. Registered on November 20, 1972, the Sacco now serves over 40,000 members, primarily drawn from the Kenya Police Service and Administration Police Service. The Sacco offers a wide range of credit, savings, investment, and mobile banking services.
How to Use Kenya Police Sacco Paybill Number 4027903
To deposit into your account or repay a loan via mobile:
- Go to your M-PESA menu
- Select Pay Bill
- Enter Paybill Number 4027903
- Input your FOSA account number in the format (502-xxxxxx-00)
- Enter the amount you wish to send
- Enter your M-PESA PIN
- Confirm and press OK
You will receive a confirmation message from Safaricom once the transaction is successful.
*Kenya Police Sacco M-Sacco Services (346#)
Registered Safaricom users can access mobile services via USSD code *346# to:
- Withdraw from Sacco account to M-PESA
- Check account balance
- Repay loans
- Request a mini-statement
- Apply for instant FOSA loans
- Change M-Sacco PIN
- Transfer funds within Sacco accounts
Kenya Police Sacco Loan Products
BOSA Loans:
- Normal Loan
- Refinancing (Top-Up) Loan
- Emergency Loan
- School Fees Loan
- Super Loan
FOSA Loan Services:
- FOSA Advance
- FOSA Flex
- FOSA Golden
- Salary Advance
- Bridging Loans
- Salary Processing
- Cheque Clearing & Bankers Cheques
- Share Boosting
- ATM Card Services
Kenya Police Sacco Savings Accounts
- Savings & Deposit Account: Flexible and convenient
- Holiday Account: Monthly deposits of KES 500 for 12 months, earns 4% p.a.
- Junior Account: For children under 18, earns 4% p.a., with three free withdrawals
- Group/Corporate Account: For registered groups, earns 4% p.a.
- Business Account: Enables access to micro-credit services
- Fixed Deposit Account: Long-term savings with higher interest rates
Kenya Police Sacco M-Tawi Mobile Banking
Register via *653# or download the app to access:
- Fund transfers
- Balance inquiries
- Airtime purchases
- Mini-statements
- Mobile savings and loan transactions
Loan Eligibility and Guarantorship
- Members qualify for loans after consistent savings.
- If the loan exceeds 3x your savings, part of the loan will boost your deposits.
- Security includes guarantors, self-guarantee, or collateral (title deeds, insurance, shares).
- You may apply for multiple loans and top-ups depending on eligibility.
Utumishi Benevolent Fund (UBF)
Contributions of KES 350/month offer:
- KES 70,000 funeral cover
- Loan offset upon death
- Double deposit payout
- Spouse and child cover
- KES 50,000 token upon exit from service
Membership Withdrawal
To withdraw, submit a signed letter and withdrawal form. You must clear all liabilities and replace all guaranteed members. The process takes 60 days upon acknowledgment.
Kenya Police Sacco Branch Contacts
Head Office – Nairobi
Kenya Police Sacco Plaza, Ngara Road
📞 0709 825 000 | ✉️ [email protected]
P.O. Box 51042 – 00200
Mombasa Branch
Oriental Building, Ground Floor
📞 0709 825 505
Eldoret Branch
Kirem Plaza, 3rd Floor
📞 053-2031811
Nyeri Branch
Kasturi Plaza, 1st Floor
📞 0709 825 570
Kisii Branch
Mocha Place, Opp. Nakumatt
📞 0709 825 551
Meru Branch
Solco Plaza, Moi Avenue
📞 0709 825 590
Links:
For full M-Tawi services, visit the Kenya Police Sacco website
Explore how to register for mobile banking via *653# and manage loans with *346#.








