Kingdom Sacco was founded in 1999 by Life Reformation Centre church to uplift the economic and social well-being of its members. Officially registered on 21st January 2000, Kingdom Sacco operates under the Cooperative Societies Act No.12 of 1997 and is now governed by the SACCO Societies Act of 2008. Membership is drawn from churches under the Congress World Breakthrough Network (CWBN) and the general public.
How to Use Kingdom Sacco Paybill Number 521000
To deposit money using Kingdom Sacco Paybill Number 521000, follow these steps:
- Go to MPESA Menu
- Select Lipa na Mpesa
- Choose Paybill
- Enter Business Number: 521000
- Enter your Account Number
- Input the Amount
- Enter your M-PESA PIN
- Press Send
You’ll receive a confirmation from Safaricom once the payment is processed.
Kingdom Sacco Loan Products
1. Business Loan
- Active account for 3+ months
- Accepts motor vehicles, property, term deposits, and guarantors as security
- Repayable in 6–36 months
- Approval within 36 hours
2. Development Loan
- Same requirements as Business Loan
- Repayable within 48 months
- Competitive interest rates
3. Emergency Loan
- Active account for 3+ months
- Acceptable securities as above
- Repayable in 12 months
- Quick approval within 24 hours
4. School Fees Loan
- 12-month repayment
- Wide security options
- 24-hour approval
5. Personal Loan
- FOSA account for at least 6 months
- Repayable in 6–24 months
6. Overdraft/Bullet Loan
- Repayable within 3 months
- Quick turnaround of 24 hours
7. Asset Financing
- FOSA account for 6+ months
- Finances up to 90%
- Asset as security (9 years max for vehicles)
- Repayable in 36 months
8. Invoice Discounting
- Finance up to 80% of invoice
- Discount period: 90 days max
- Irrevocable debtor payment instruction required
Kingdom Sacco FOSA Products
1. KSA Corporate Account
- No opening balance
- Unlimited withdrawals
- Interest-earning
- Suitable for businesses
2. KSA Heritage Account (Youth Account)
- Age: 14–26 years
- No minimum deposit
- Attractive interest
- No withdrawal limits
3. Imara Account (Target Savings)
- One withdrawal allowed every 90 days
- Can be individual or corporate
4. Mustard Junior Account
- For children under 18
- Free hippo saving box
- Withdrawals allowed once per school term
5. KSA Individual Account
- Minimum balance: Ksh 100
- Unlimited withdrawals
6. KSA Salary Account
- No salary processing fees
- Same-day salary posting
- 50% salary advance available
Kingdom Sacco Investment: Ufalme Housing Initiative
Ufalme Housing is a faith-based real estate investment platform for members. It offers:
- Affordable housing options
- Land purchase and infrastructure development
- School and recreation facilities
- Participation requires a non-refundable KSh 1,000 entrance fee
- Open only to Kingdom Sacco members
Kingdom Sacco Contacts
Head Office (Nairobi):
Empower House, Githurai 45
P.O. Box 8017, 00300 Nairobi
📞 020-2089715 | 📱 0720 838422
📧 [email protected]
Nakuru Branch:
Dubai Shopping Centre, Suite 47
📱 0701 059350 | ✉️ [email protected]
Eldoret Branch:
Korosiot Building, 1st Floor
📱 0703 739932 | ✉️ [email protected]
Mombasa Branch:
Canon Towers 1, Moi Avenue
📱 0703 736293 | ✉️ [email protected]
Naivasha Branch:
Lancaster House, 1st Floor
📱 0703 736681 | ✉️ [email protected]
Nairobi South Office:
Kingdom Life Centre, Karen
📱 0703 736344 | ✉️ [email protected]









