Are you a small business owner, boda-boda operator, food vendor, or kiosk owner in Kenya? If so, you may already be using Pochi La Biashara, a Safaricom M-Pesa service that allows you to receive business payments without the risk of customer reversals.
But how do you withdraw money from your Pochi La Biashara account? This guide will walk you through three easy methods to access your funds.
Ways to Withdraw Money from Pochi La Biashara
There are three main ways to withdraw funds from Pochi La Biashara:
1️⃣ Withdrawing at an M-Pesa Agent or ATM
2️⃣ Transferring Money via the M-Pesa App
3️⃣ *Cashing Out via USSD Code 334#
We’ll break down each method step by step.
Method 1: Withdraw Directly from an M-Pesa Agent or ATM
This method allows you to withdraw money directly from an M-Pesa agent without first transferring it to your M-Pesa account.
Steps to Withdraw from an M-Pesa Agent
📌 Step 1: Visit an M-Pesa agent shop or an ATM.
📌 Step 2: Dial *USSD Code 334# on your phone.
📌 Step 3: Select Option 8 – Pochi La Biashara and press Reply.
📌 Step 4: Choose Option 4 – Withdraw Cash.
📌 Step 5: Enter the Agent Number provided by the M-Pesa agent.
📌 Step 6: Enter the Store Number (if applicable).
📌 Step 7: Enter the amount you wish to withdraw and confirm with your M-Pesa PIN.
✅ The agent will give you cash, and you’ll receive a confirmation SMS from M-Pesa.
Method 2: Withdraw Money via the M-Pesa App
If you prefer digital banking, you can transfer your Pochi funds to M-Pesa using the M-Pesa app and then withdraw from an agent.
Steps to Transfer Money from Pochi to M-Pesa Using the M-Pesa App
📌 Step 1: Download and install the M-Pesa App from the Google Play Store or Apple App Store.
📌 Step 2: Open the app and sign in using your M-Pesa number.
📌 Step 3: Enter the OTP verification code sent to your phone.
📌 Step 4: Enter your M-Pesa PIN and complete the setup.
📌 Step 5: On the home screen, tap ‘Transact’ at the bottom.
📌 Step 6: Select ‘Pochi La Biashara’ under Wallets.
📌 Step 7: Tap ‘Move Money’ and choose ‘Pochi to M-Pesa’.
📌 Step 8: Enter the amount you wish to transfer and click ‘Continue’.
📌 Step 9: Confirm the transaction details and tap ‘Transfer’.
📌 Step 10: Enter your M-Pesa PIN to complete the transaction.
✅ Once the funds are in your M-Pesa account, you can withdraw from an agent.
*Method 3: Withdraw via USSD Code 334#
If you don’t have the M-Pesa app, you can still move money from Pochi La Biashara to M-Pesa using USSD code *334#.
*Steps to Transfer Money via USSD Code 334#
📌 Step 1: Dial *USSD Code 334# on your Safaricom line.
📌 Step 2: Select Option 8 – Pochi La Biashara and press Reply.
📌 Step 3: Choose Option 5 – Move Money.
📌 Step 4: Select Option 1 – Pochi to M-Pesa.
📌 Step 5: Enter the amount you wish to withdraw.
📌 Step 6: A confirmation message will appear—choose Option 1 – Accept.
📌 Step 7: Enter your M-Pesa PIN to complete the transfer.
📌 Step 8: You’ll receive an SMS confirmation from M-Pesa.
✅ You can now withdraw your money from an agent or use it to make payments.
Which Withdrawal Method is Best?
🔹 Fastest: Withdrawing directly at an M-Pesa agent – You get cash instantly.
🔹 Most Flexible: Transferring via the M-Pesa app – Allows you to move money anytime and pay for goods/services.
🔹 Most Convenient: *USSD Code 334# – Works without an app, great for people without smartphones.
Conclusion
Withdrawing money from Pochi La Biashara is fast and easy. Choose the method that best suits your needs:
✔ Visit an M-Pesa Agent for direct cash withdrawal.
✔ Use the M-Pesa App to move money to your M-Pesa account.
✔ *Dial 334# for a quick transfer without internet access.
Whichever method you choose, Pochi La Biashara makes business transactions safe and seamless for small business owners in Kenya. 🚀💰
