Finding your bank account and routing numbers is easy, even if you don’t have a check handy. Here’s a step-by-step guide on how to locate your bank account and routing numbers online, on a check, or through your mobile banking app.
Method 1: Locating Your Account Number
Step 1: Check the Bottom of a Check
- Find the second series of numbers on the bottom of a check if you have one.
- The first series of numbers on the left is the bank’s 9-digit routing number.
- The second series, usually 10-12 digits, is your account number.
- The third series, the shortest, is the check number.
- The account number will be bracketed by identical symbols (e.g., “⑆0123456789⑆”).
Step 2: View a Bank Statement
- Your account number is printed on each bank statement.
- Look for a 10-12 digit number labeled “Account Number” at the top of the document.
Step 3: Use Online or Mobile Banking
- Access your bank’s website or mobile app.
- Sign in and navigate to the account summary page.
- The account number is usually listed here. If not, use the “Help” function to find it.
Step 4: Contact Your Bank
- Call the number on the back of your credit or debit card or look up their customer service number.
- Provide your name, address, and social security number to verify your identity.
- The bank will then provide your account number.
Method 2: Keeping Your Account Number Safe
Step 1: Use a Secure Internet Connection
- Only access your accounts online or through a mobile app when you have a secure Internet connection.
- Avoid using unsecure wireless connections in public places to prevent identity theft.
Step 2: Use Secure Websites
- Provide your account number only on websites that begin with “https” and have a lock icon or the word “Secure” in the address bar.
Step 3: Secure Your Documents
- Keep your checkbook and bank statements in a safe place.
- Store them in a filing cabinet and shred old checks and statements to prevent others from accessing your information.
Step 4: Monitor Your Account
- Regularly review your bank statements for any unauthorized charges.
- Contact your bank immediately if you notice any suspicious activity.
Article Summary
This guide provides easy steps to find your bank account and routing numbers, whether online, through a check, or via mobile banking. Additionally, it offers tips to keep your account information secure and monitor for fraudulent activity.
