Caritas Microfinance Bank SWIFT code is the official identifier used for international transfers with Caritas Microfinance Bank Limited in Kenya. The 8-character version is CRMFKENA, while the extended 11-character head-office code is CRMFKENAXXX. Some references may display it as CRMFKENA XXX, but the correct format is CRMFKENAXXX without spaces.
The official registered address for this SWIFT code is:
Caritas Microfinance Bank Limited, Cardinal Maurice Otunga Plaza, Kaunda Street, Nairobi, Kenya.
A SWIFT/BIC code is made up of four sections:
- CRMF → bank code (Caritas Microfinance Bank)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
From this structure, CRMFKENA identifies Caritas Microfinance Bank in Kenya, with the Nairobi head office as the location. Adding XXX gives the complete form CRMFKENAXXX, which specifies the head office branch.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: CRMFKENA
- 11-character SWIFT/BIC: CRMFKENAXXX
- Bank: Caritas Microfinance Bank Limited
- Address: Cardinal Maurice Otunga Plaza, Kaunda Street, Nairobi, Kenya
- Usage: International transfers into or out of Caritas Microfinance Bank accounts
When to use it
Use the Caritas Microfinance Bank SWIFT code whenever you are receiving funds from abroad into a Caritas account or sending money from Kenya to an international bank.
Common mistakes to avoid
- Writing spaces inside the code (always use CRMFKENAXXX, not “CRMFKENA XXX”).
- Confusing Caritas Microfinance Bank with other microfinance or commercial banks in Kenya.
- Forgetting to use the 11-character version when the transfer form requires it.
Step-by-step guide to making a transfer with Caritas Microfinance Bank SWIFT code
- Verify the recipient’s account name and Caritas Microfinance Bank account number.
- Enter the SWIFT code: CRMFKENA (8-character) or CRMFKENAXXX (11-character).
- Provide the bank’s address if required: Cardinal Maurice Otunga Plaza, Kaunda Street, Nairobi, Kenya.
- Choose the currency (USD, EUR, GBP, or KES are common options).
- Agree on who pays transfer fees—sender, recipient, or shared.
- Fill in the purpose of the transfer (e.g., business, education, family support).
- Double-check all details before finalizing to avoid rejection or delays.
- Save the confirmation slip and provide the transaction reference to the recipient.
Final checklist
✔ Recipient’s account details correct
✔ SWIFT code entered correctly (CRMFKENA or CRMFKENAXXX)
✔ Address provided if needed
✔ Purpose of payment filled in
✔ Fees arrangement agreed in advance
Using the Caritas Microfinance Bank SWIFT code correctly guarantees smooth, safe, and timely delivery of your international transfers.
