List of Commercial Banks in Ghana

Ghana’s banking industry is overseen by the Bank of Ghana, which regulates all licensed institutions to ensure financial stability and compliance. The list of banks in Ghana includes a healthy mix of local, regional, and global banking groups offering services ranging from retail banking and SME lending to investment and digital banking.

These banks in Ghana are central to the country’s financial ecosystem, supporting inclusive finance, trade, real estate, and digital transformation. Here is a complete list of commercial banks currently licensed to operate in Ghana.

Full List and Overview of Banks in Ghana

1. Absa Bank Ghana Limited
   A subsidiary of Absa Group, offering a full range of retail and corporate banking services.
2. Access Bank (Ghana) PLC
   Part of the Access Bank Group, providing personal banking, business accounts, and digital finance.
3. Agricultural Development Bank PLC
   A state-owned bank that focuses on financing agriculture and rural development.
4. Bank of Africa Ghana Limited
   Offers both personal and corporate banking services as part of the Bank of Africa Group.
5. CalBank PLC
   A locally established bank providing modern retail and commercial banking solutions.
6. Consolidated Bank Ghana Limited
   A state-owned entity formed through the merger of several distressed banks to stabilize the sector.
7. Ecobank Ghana PLC
   One of Ghana’s largest banks, part of the pan-African Ecobank Group, with robust digital infrastructure.
8. FBNBank (Ghana) Limited
   A subsidiary of First Bank of Nigeria Group, offering regional financial services.
9. Fidelity Bank Ghana Limited
   A major indigenous bank with extensive digital offerings and SME support.
10. First Atlantic Bank Limited
    A fast-growing bank with a strong retail presence and innovative banking services.
11. First National Bank (Ghana) Limited
    Operates under South Africa’s FirstRand Group, with a focus on digital innovation.
12. GCB Bank PLC
    Ghana’s largest indigenous bank, majority-owned by the state, with wide national coverage.
13. Guaranty Trust Bank (Ghana) Limited
    A member of the GTCO Group, known for digital banking and strong customer service.
14. National Investment Bank Limited
    A state-owned development-oriented commercial bank serving industries and infrastructure projects.
15. OmniBSIC Bank Ghana Limited
    Created from a merger, it provides retail and commercial banking solutions.
16. Prudential Bank Limited
    Specializes in SME banking, savings, and fixed income products.
17. Republic Bank (Ghana) PLC
    A subsidiary of Republic Bank Group, delivering home financing, retail banking, and corporate services.
18. Societe Generale Ghana PLC
    A branch of Société Générale Group, offering global banking products locally.
19. Stanbic Bank Ghana Limited
    Operates under the Standard Bank Group, providing personal, business, and investment banking.
20. Standard Chartered Bank Ghana PLC
    One of the oldest banks in Ghana, with extensive international banking solutions.
21. United Bank for Africa (Ghana) Limited
    A branch of the UBA Group, providing broad financial services across West Africa.
22. Universal Merchant Bank Limited
    A locally focused bank with strengths in corporate banking and asset management.
23. Zenith Bank (Ghana) Limited
    Part of Nigeria’s Zenith Bank Group, with strong corporate and investment banking services.