National Bank of Fujairah PJSC (NBF: ADX) is one of the most respected financial institutions in the United Arab Emirates, known for its strong commercial banking expertise, customer-centric approach, and deep ties to the business community. Incorporated on October 17, 1982, and headquartered in the Emirate of Fujairah, the bank is publicly listed on the Abu Dhabi Securities Exchange (ADX). Over four decades, NBF has built a reputation for providing tailored financial solutions, robust risk management, and exceptional service to a diverse client base that includes corporations, small and medium-sized enterprises (SMEs), and individual customers.
NBF operates through 14 branches across the UAE, offering a comprehensive suite of commercial banking and financial services. The bank’s structure is organized into three core segments — Wholesale Banking, Retail Banking, and Treasury, Asset & Liability Management (ALM). Its Wholesale Banking division serves as a cornerstone of NBF’s operations, offering credit facilities, trade finance, deposits, and structured financial solutions to large corporates, SMEs, and financial institutions. This segment reflects NBF’s long-standing commitment to supporting the UAE’s trade, industry, and infrastructure development.
The Retail Banking segment caters to individual and high-net-worth clients, offering a wide range of products such as personal and mortgage loans, credit cards, and deposit services. By focusing on relationship-driven banking and personalized solutions, NBF has positioned itself as a trusted financial partner for customers seeking stability, reliability, and accessibility. The Treasury and ALM segment manages the bank’s liquidity, interest rate, and foreign exchange exposures, ensuring sustainable financial performance through prudent balance sheet management and strategic investment.
Complementing its traditional banking business, NBF operates through NBF Capital Limited, a wholly owned subsidiary established in 2013, which provides investment banking, financial advisory, and capital markets services. This addition reflects the bank’s strategic expansion into corporate finance and wealth management, enhancing its ability to meet the evolving needs of its clients in a dynamic financial environment.
As part of the Banking & Investment Services sector, National Bank of Fujairah continues to differentiate itself through innovation, governance, and a deep understanding of the UAE’s economic landscape. The bank’s digital transformation strategy has led to the rollout of enhanced mobile and online banking platforms, designed to improve accessibility and security for both retail and corporate customers. Its emphasis on technology, risk control, and human capital development underlines its goal of achieving sustainable growth while maintaining the trust of shareholders and clients alike.
NBF’s success is underpinned by its strong capital base, disciplined lending practices, and commitment to regulatory compliance. With an expanding footprint and a growing portfolio of digital and trade finance solutions, the bank remains a key enabler of the UAE’s long-term economic diversification goals.
For corporate inquiries, investment information, or customer services, National Bank of Fujairah PJSC’s head office is located at:
P.O. Box 887, Fujairah, United Arab Emirates.
