List of low cost life insurance in the UK

Finding low-cost life insurance in the UK depends on various factors, including the type of policy, coverage amount, your age, health, and lifestyle. Here are some popular life insurance providers in the UK known for offering competitively priced policies:

1. Legal & General
   • Website: Legal & General
   • Phone: +44 800 316 5591
   • Overview: Offers a range of life insurance products including term life, whole of life, and critical illness cover, with options for various budgets.
2. Aviva
   • Website: Aviva
   • Phone: +44 800 068 6800
   • Overview: Provides flexible life insurance plans, including term life and over-50s plans, with a reputation for straightforward policies.
3. LV= (Liverpool Victoria)
   • Website: LV=
   • Phone: +44 800 202 8467
   • Overview: Known for competitive rates on both standard life insurance and critical illness cover, offering a range of options tailored to different needs.
4. Post Office
   • Website: Post Office Insurance
   • Phone: +44 800 316 8312
   • Overview: Provides affordable life insurance solutions including over-50s life cover with no medical examination required for acceptance.
5. Direct Line
   • Website: Direct Line
   • Phone: +44 800 077 8297
   • Overview: Offers term life insurance with options to add critical illness cover, providing a simple and cost-effective way to secure financial protection.
6. AIG Life
   • Website: AIG Life
   • Phone: +44 345 600 6820
   • Overview: Features a range of life insurance products including term life, whole life, and critical illness, with competitive pricing especially for younger individuals.
7. Zurich
   • Website: Zurich
   • Phone: +44 370 241 6981
   • Overview: Offers tailored life insurance policies with flexible coverage options that can be adjusted as your life changes.
8. Royal London
   • Website: Royal London
   • Phone: +44 345 602 1885
   • Overview: Provides a variety of life insurance options including term and whole life policies, known for good customer service and adjustable policy terms.

These providers offer a range of options that can suit different budgets and coverage needs. It’s recommended to get quotes from several companies and compare the specifics of what each policy covers. Also, consider using comparison websites like MoneySuperMarket, GoCompare, or CompareTheMarket to see side-by-side price comparisons based on your personal circumstances.