The Insurance Regulatory Authority (IRA), a government agency under the Insurance Act CAP 487, is mandated to regulate, supervise, and grow the insurance sector in Kenya. As part of its regulatory functions, the IRA licenses firms that wish to operate in the country.
In accordance with Section 184 of the Insurance Act, below is the updated list of licensed insurance companies in Kenya for 2025, grouped by their business categories—general, life (long-term), and reinsurance.
Licensed General Insurance Companies – Kenya 2025
These companies are authorized to offer general insurance services such as motor, property, marine, liability, and health insurance:
| No. | General Insurance Company |
|---|---|
| 1 | AAR Insurance (Kenya) Ltd |
| 2 | Africa Merchant Assurance Co. Ltd |
| 3 | NCBA Insurance Co. Ltd |
| 4 | APA Insurance Ltd |
| 5 | Britam General Insurance Co. (K) Ltd |
| 6 | Cannon General Insurance Co. Ltd |
| 7 | CIC General Insurance Ltd |
| 8 | Corporate Insurance Co. Ltd |
| 9 | Directline Assurance Co. Ltd |
| 10 | Definite Assurance Co. Ltd |
| 11 | Equity General Insurance (Kenya) Ltd |
| 12 | Fidelity Shield Insurance Co. Ltd |
| 13 | First Assurance Co. Ltd |
| 14 | GA Insurance Ltd |
| 15 | Geminia Insurance Co. Ltd |
| 16 | ICEA LION General Insurance Co. Ltd |
| 17 | Intra Africa Assurance Co. Ltd |
| 18 | Jubilee Allianz General Insurance Ltd |
| 19 | Jubilee Health Insurance Ltd |
| 20 | Kenindia Assurance Co. Ltd |
| 21 | Kenya Orient Insurance Ltd |
| 22 | Madison General Insurance Kenya Ltd |
| 23 | Mayfair Insurance Co. Ltd |
| 24 | MUA Insurance (Kenya) Ltd |
| 25 | Occidental Insurance Co. Ltd |
| 26 | Old Mutual General Insurance Kenya Ltd |
| 27 | Pacis Insurance Co. Ltd |
| 28 | Pioneer General Insurance Ltd |
| 29 | Sanlam General Insurance Co. Ltd |
| 30 | Star Discover Insurance Ltd |
| 31 | Takaful Insurance of Africa Ltd |
| 32 | Tausi Assurance Co. Ltd |
| 33 | The Heritage Insurance Co. Ltd |
| 34 | The Kenyan Alliance Insurance Co. Ltd |
| 35 | The Monarch Insurance Co. Ltd |
| 36 | Trident Insurance Co. Ltd |
Licensed Long-Term (Life) Insurance Companies – Kenya 2025
These insurers focus on life policies, pensions, and long-term investment-linked insurance:
| No. | Life Insurance Company |
|---|---|
| 1 | ABSA Life Assurance Kenya Ltd |
| 2 | APA Life Assurance Ltd |
| 3 | Britam Life Assurance Co. (K) Ltd |
| 4 | Cannon Life Assurance (K) Ltd |
| 5 | Capex Life Assurance Co. Ltd |
| 6 | CIC Life Assurance Ltd |
| 7 | Equity Life Assurance (Kenya) Ltd |
| 8 | GA Life Assurance Ltd |
| 9 | Geminia Life Insurance Co. Ltd |
| 10 | ICEA LION Life Assurance Co. Ltd |
| 11 | Jubilee Life Insurance Ltd |
| 12 | Kenindia Assurance Co. Ltd |
| 13 | Kenya Orient Life Assurance Ltd |
| 14 | KUSCCO Mutual Assurance Ltd |
| 15 | Liberty Life Assurance Kenya Ltd |
| 16 | Madison Life Assurance Kenya Ltd |
| 17 | Old Mutual Life Assurance Kenya Ltd |
| 18 | Pioneer Assurance Co. Ltd |
| 19 | Prudential Life Assurance Kenya Ltd |
| 20 | Sanlam Life Insurance Ltd |
| 21 | Star Discover Life Insurance Ltd |
| 22 | The Kenyan Alliance Insurance Co. Ltd |
| 23 | The Monarch Insurance Co. Ltd |
Licensed Reinsurance Companies – Kenya 2025
These firms provide insurance to other insurance companies, helping spread and mitigate risk:
| No. | Reinsurance Company |
|---|---|
| 1 | Continental Reinsurance Ltd |
| 2 | East Africa Reinsurance Co. Ltd |
| 3 | Ghana Reinsurance Co. (Kenya) Ltd |
| 4 | Kenya Reinsurance Corporation Ltd |
| 5 | WAICA Reinsurance (Kenya) Ltd |
Insurance Regulatory Authority Contact Details
- Phone: 0719 047 000 / 0727 563 110
- Email: [email protected]
- Address: Zep-Re Place, Longonot Road – Upper Hill, Nairobi
