If you need to send money to The First MicroFinanceBank in Afghanistan, you must use the correct SWIFT code to ensure your international transfer is processed without delays. Accurate bank details are essential in cross-border transactions, as even small errors can result in rejected or delayed payments.
This guide provides the official SWIFT code for The First MicroFinanceBank and explains how to use it for international wire transfers.
SWIFT Code of The First MicroFinanceBank Afghanistan
The official SWIFT code for The First MicroFinanceBank is:
FMFBAFKAXXX
Breakdown of the SWIFT code:
- FMFB – Bank code for The First MicroFinanceBank
- AF – Country code for Afghanistan
- KA – Location code (Kabul)
- XXX – Main branch indicator
Branch Details:
Bank Name: The First MicroFinanceBank
Branch Address: District 4, Lane 8, Kolola Pushta Road
City: Kabul
Postal Code: 4500
SWIFT Code: FMFBAFKAXXX
The XXX at the end typically represents the bank’s main branch in Kabul.
What Is a SWIFT Code
A SWIFT code, also known as a BIC (Bank Identifier Code), is a globally recognized identifier used for international bank transfers. It enables secure communication between financial institutions when processing cross-border payments.
A SWIFT code contains either 8 or 11 characters:
- First 4 letters identify the bank
- Next 2 letters identify the country
- Next 2 letters identify the location
- Last 3 letters identify the branch
Using the correct SWIFT code ensures that funds are routed to the correct financial institution.
How to Transfer Money to The First MicroFinanceBank Using SWIFT
Step 1: Gather Required Recipient Information
You will need:
- Recipient’s full name
- Recipient’s account number
- Bank name: The First MicroFinanceBank
- SWIFT code: FMFBAFKAXXX
- Bank address: District 4, Lane 8, Kolola Pushta Road, Kabul, Afghanistan
Step 2: Initiate the Transfer
At a Bank Branch
Visit your bank and request an international wire transfer form. Provide all required details including the SWIFT code FMFBAFKAXXX. Confirm applicable fees before authorizing the transfer.
Online Banking
Log into your bank’s online portal. Select International Wire Transfer, enter the recipient’s information including the SWIFT code, confirm the amount and currency, and submit.
Mobile Banking
If your bank supports international transfers through its mobile app, follow the same process and carefully verify all details before confirming.
Step 3: Obtain a Transaction Reference
After completing the transfer, your bank will provide a reference number. Keep this number in case you need to track the payment.
Processing Time and Fees
SWIFT transfers generally take between one and five business days. The time depends on intermediary banks, regulatory compliance checks, and currency conversion requirements.
Possible charges may include:
- Sending bank fee
- Receiving bank fee
- Intermediary bank deductions
- Exchange rate margins
Always confirm the total expected charges with your bank before sending funds.
Important Tips
Always verify the SWIFT code FMFBAFKAXXX before submitting the transfer.
Ensure the recipient’s name matches exactly with bank records.
Confirm the correct currency to avoid unnecessary exchange costs.
Retain proof of payment until the recipient confirms receipt.
Incorrect information may cause delays or returned payments.
Conclusion
The SWIFT code of The First MicroFinanceBank in Kabul, Afghanistan is FMFBAFKAXXX. This code identifies the main branch located at District 4, Lane 8, Kolola Pushta Road, Kabul 4500.
Using accurate banking information and understanding the SWIFT transfer process will help ensure your international transaction is completed smoothly and securely.
