Safaricom’s Bonga Points loyalty program has evolved beyond airtime and data. Now, you can invest in Nairobi Securities Exchange (NSE) shares directly using your accumulated Bonga Points—making it easier for Kenyans to venture into the world of stock investment without spending a cent of their cash.
Here’s everything you need to know about how to buy NSE shares using Safaricom Bonga Points.
📱 What Are Bonga Points?
Bonga Points is Safaricom’s loyalty rewards program launched in 2007.
- You earn 1 Bonga Point for every Ksh 10 spent on Safaricom services (voice, SMS, data).
- Accessible to all PrePay and PostPay customers who dial
*126#to register.
Originally used for airtime and bundles, Bonga Points now serve broader purposes such as:
- Paying utility bills (KPLC, NHIF, NSSF, DStv, GOtv)
- Purchasing devices at Safaricom Shops
- Paying at Lipa Na M-PESA merchants
- Buying stocks on the NSE
📈 Buying NSE Shares Using Bonga Points
Thanks to a partnership between Safaricom and the Nairobi Securities Exchange (NSE), Kenyans can now invest in shares through licensed stockbrokers using Bonga Points.
🔄 Conversion Rate
- 5 Bonga Points = Ksh 1
So, if you have 10,000 points, you can redeem them for Ksh 2,000 worth of shares.
🏦 Stockbrokers Participating
You must have a CDSC account and work with an approved Trading Participant. Below are the participating brokers:
- NCBA Capital
- Faida Investment Bank
- AIB-AXYS
- ABC Capital
- Old Mutual Securities
- Kingdom Securities
- Suntra Investments
- Francis Drummond & Company
- Dyer & Blair Investments
- Sterling Capital Ltd
📲 How To Buy Shares Using USSD
- Dial
*126# - Select Lipa na Bonga Points
- Choose Pay Bill
- Enter the Paybill number of your stockbroker
- Enter your CDSC account number as the account number
- Input the amount you wish to redeem
- Confirm the transaction using your M-PESA PIN
📱 How To Buy Shares Using the MySafaricom App
- Open MySafaricom App
- Go to Bonga Rewards
- Select Pay Bill
- Enter the broker’s Paybill number
- Enter your CDSC account number
- Key in the amount
- Confirm with your PIN
📝 Important Notes
- You must have a CDSC account. If you don’t have one, you can open it through your preferred broker.
- Shares will be allocated once the broker processes your payment and purchases shares on your behalf.
- Keep transaction confirmation messages for your records.
✅ Why Invest Using Bonga Points?
- Zero cash outlay: Turn loyalty points into real investments
- Accessible: No need to visit broker offices—everything is mobile-based
- Smart investing: Accumulate points and grow your financial portfolio over time
Final Thoughts
Safaricom’s move to integrate Bonga Points with the NSE investment ecosystem offers Kenyans a practical way to enter the stock market. Whether you’re an aspiring investor or a seasoned trader, this feature adds flexibility and convenience to your trading journey.
So, the next time you check your Bonga balance, think beyond airtime—you could be just a few taps away from becoming a shareholder.






