These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing. M-PESA Charges 2023
Below are M-PESA Tariffs.
Transaction Range (Kshs)
Min
Max
Transfer to otherM-PESA users
Transfer to unregistered users
Transfer to other M-PESA users, Pochi La Biashara, and Business Till to customer
Withdrawal from M-PESA Agent
1
49
FREE
N/A
FREE
N/A
50
100
FREE
N/A
FREE
10
101
500
6
45
6
27
501
1,000
12
49
12
28
1,001
1,500
22
59
22
28
1,501
2,500
32
74
32
28
2,501
3,500
51
112
51
50
3,501
5,000
55
135
55
67
5,001
7,500
75
166
75
84
7,501
10,000
87
205
87
112
10,001
15,000
97
265
97
162
15,001
20,000
102
288
102
180
20,001
35,000
105
309
105
191
35,001
50,000
105
N/A
105
270
50,001
150,000
105
N/A
105
300
ATM WITHDRAWAL
Min (Kshs)
Max (Kshs)
M-PESA Charges
200
2,500
34
2,501
5,000
67
5,001
10,000
112
10,001
20,000
197
Other Transactions
M-PESA Charges
All deposits
FREE
M-PESA Registration
FREE
Buy Airtime through M-PESA
FREE
M-PESA balance inquiry
FREE
Change M-PESA PIN
FREE
B2C Tariff & One Account B2C Tariff
Bands
Customer
Business
Total
1
49
0
0
0
50
100
0
0
0
101
500
0
4
4
501
1,000
0
4
4
1,001
1,500
0
4
4
1,501
2,500
0
8
8
2,501
3,500
0
8
8
3,501
5,000
0
8
8
5,001
7,500
0
10
10
7,501
10,000
0
10
10
10,001
15,000
0
10
10
15,001
20,000
0
10
10
20,001
25,000
0
12
12
25,001
30,000
0
12
12
30,001
35,000
0
12
12
35,001
40,000
0
12
12
40,001
45,000
0
12
12
45,001
50,000
0
12
12
50,001
70,000
0
12
12
70,001
150,000
0
12
12
Note:
Maximum Account Balance is Kshs.300,000
Maximum daily transaction value is kshs.300,000
Maximum amount per transaction is Kshs.150,000
The minimum amount you can withdraw at an M-PESA Agent is Kshs.50
To initiate M-PESA person to person self-reversal, send the transaction confirmation to 456
To be able to transact, your Safaricom line and M-PESA account must be active.
One can deposit funds only into M-PESA account registered under their own identification document (ID). Depositing directly into third party accounts is not allowed.
You will earn Bonga Points from the M-PESA fee charged when you transact.
To transact at any M-PESA agent outlet, you will be required to produce your original identification document with which the M-PESA was registered, i.e., National ID or Kenyan Passport
Dial *334# to view application charges or use M-PESA cost calculator on My Safaricom App
