M-PESA Charges 2023

These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing. M-PESA Charges 2023

Below are M-PESA Tariffs.

Transaction Range (Kshs) 
MinMaxTransfer to otherM-PESA usersTransfer to unregistered usersTransfer to other M-PESA users, Pochi La Biashara, and Business Till to customerWithdrawal from M-PESA Agent
149FREEN/AFREEN/A
50100FREEN/AFREE10
101500645627
5011,00012491228
1,0011,50022592228
1,5012,50032743228
2,5013,500511125150
3,5015,000551355567
5,0017,500751667584
7,50110,0008720587112
10,00115,0009726597162
15,00120,000102288102180
20,00135,000105309105191
35,00150,000105N/A105270
50,001150,000105N/A105300
ATM WITHDRAWAL
Min (Kshs)Max (Kshs)M-PESA Charges
2002,50034
2,5015,00067
5,00110,000112
10,00120,000197
Other TransactionsM-PESA Charges
All depositsFREE
M-PESA RegistrationFREE
Buy Airtime through M-PESAFREE
M-PESA balance inquiryFREE
Change M-PESA PINFREE
B2C Tariff & One Account B2C Tariff
BandsCustomerBusinessTotal
           1          49000
         50        100000
       101        500044
       501     1,000044
    1,001     1,500044
    1,501     2,500088
    2,501     3,500088
    3,501     5,000088
    5,001     7,50001010
    7,501   10,00001010
  10,001   15,00001010
  15,001   20,00001010
  20,001   25,00001212
  25,001   30,00001212
  30,001   35,00001212
  35,001   40,00001212
  40,001   45,00001212
  45,001   50,00001212
  50,001   70,00001212
  70,001 150,00001212

Note:

  1. Maximum Account Balance is Kshs.300,000
  2. Maximum daily transaction value is kshs.300,000
  3. Maximum amount per transaction is Kshs.150,000
  4. The minimum amount you can withdraw at an M-PESA Agent is Kshs.50
  5. To initiate M-PESA person to person self-reversal, send the transaction confirmation to 456
  6. To be able to transact, your Safaricom line and M-PESA account must be active.
  7. One can deposit funds only into M-PESA account registered under their own identification document (ID). Depositing directly into third party accounts is not allowed.
  8. You will earn Bonga Points from the M-PESA fee charged when you transact.
  9. To transact at any M-PESA agent outlet, you will be required to produce your original identification document with which the M-PESA was registered, i.e., National ID or Kenyan Passport
  10. Dial *334# to view application charges or use M-PESA cost calculator on My Safaricom App

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