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These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing. M-PESA Charges 2023
Below are M-PESA Tariffs.
| Transaction Range (Kshs) | |||||
| Min | Max | Transfer to otherM-PESA users | Transfer to unregistered users | Transfer to other M-PESA users, Pochi La Biashara, and Business Till to customer | Withdrawal from M-PESA Agent |
| 1 | 49 | FREE | N/A | FREE | N/A |
| 50 | 100 | FREE | N/A | FREE | 10 |
| 101 | 500 | 6 | 45 | 6 | 27 |
| 501 | 1,000 | 12 | 49 | 12 | 28 |
| 1,001 | 1,500 | 22 | 59 | 22 | 28 |
| 1,501 | 2,500 | 32 | 74 | 32 | 28 |
| 2,501 | 3,500 | 51 | 112 | 51 | 50 |
| 3,501 | 5,000 | 55 | 135 | 55 | 67 |
| 5,001 | 7,500 | 75 | 166 | 75 | 84 |
| 7,501 | 10,000 | 87 | 205 | 87 | 112 |
| 10,001 | 15,000 | 97 | 265 | 97 | 162 |
| 15,001 | 20,000 | 102 | 288 | 102 | 180 |
| 20,001 | 35,000 | 105 | 309 | 105 | 191 |
| 35,001 | 50,000 | 105 | N/A | 105 | 270 |
| 50,001 | 150,000 | 105 | N/A | 105 | 300 |
| ATM WITHDRAWAL | ||
| Min (Kshs) | Max (Kshs) | M-PESA Charges |
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5,001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
| Other Transactions | M-PESA Charges |
| All deposits | FREE |
| M-PESA Registration | FREE |
| Buy Airtime through M-PESA | FREE |
| M-PESA balance inquiry | FREE |
| Change M-PESA PIN | FREE |
| B2C Tariff & One Account B2C Tariff | ||||
| Bands | Customer | Business | Total | |
| 1 | 49 | 0 | 0 | 0 |
| 50 | 100 | 0 | 0 | 0 |
| 101 | 500 | 0 | 4 | 4 |
| 501 | 1,000 | 0 | 4 | 4 |
| 1,001 | 1,500 | 0 | 4 | 4 |
| 1,501 | 2,500 | 0 | 8 | 8 |
| 2,501 | 3,500 | 0 | 8 | 8 |
| 3,501 | 5,000 | 0 | 8 | 8 |
| 5,001 | 7,500 | 0 | 10 | 10 |
| 7,501 | 10,000 | 0 | 10 | 10 |
| 10,001 | 15,000 | 0 | 10 | 10 |
| 15,001 | 20,000 | 0 | 10 | 10 |
| 20,001 | 25,000 | 0 | 12 | 12 |
| 25,001 | 30,000 | 0 | 12 | 12 |
| 30,001 | 35,000 | 0 | 12 | 12 |
| 35,001 | 40,000 | 0 | 12 | 12 |
| 40,001 | 45,000 | 0 | 12 | 12 |
| 45,001 | 50,000 | 0 | 12 | 12 |
| 50,001 | 70,000 | 0 | 12 | 12 |
| 70,001 | 150,000 | 0 | 12 | 12 |
Note:
- Maximum Account Balance is Kshs.300,000
- Maximum daily transaction value is kshs.300,000
- Maximum amount per transaction is Kshs.150,000
- The minimum amount you can withdraw at an M-PESA Agent is Kshs.50
- To initiate M-PESA person to person self-reversal, send the transaction confirmation to 456
- To be able to transact, your Safaricom line and M-PESA account must be active.
- One can deposit funds only into M-PESA account registered under their own identification document (ID). Depositing directly into third party accounts is not allowed.
- You will earn Bonga Points from the M-PESA fee charged when you transact.
- To transact at any M-PESA agent outlet, you will be required to produce your original identification document with which the M-PESA was registered, i.e., National ID or Kenyan Passport
- Dial *334# to view application charges or use M-PESA cost calculator on My Safaricom App
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