Watu Credit, now known as Watu Africa, is a renowned asset finance company in Kenya that provides a variety of loans, including boda boda loans, smartphone device loans, and logbook loans. The Watu Credit loan app serves as a comprehensive platform for managing these loans, offering a convenient and fast way to access and repay financing.
Key Features of Watu Credit Loan App:
- Versatility: Customers can manage different types of loans, including boda boda loans, smartphone (Watu Simu) loans, and cash loans.
- User-Friendly: The app is designed to simplify loan management, allowing customers to make payments and check their loan balance easily.
- Accessibility: Available for download on the Google Play Store, making it accessible to all Android users.
Watu Credit Loans Overview:
- Interest Rates: Watu Credit offers competitive interest rates, making their loans affordable for a wide range of customers.
- Loan Limits: The amount that can be borrowed depends on the customer’s ability to repay, which is assessed during the application process.
How to Download and Use Watu Credit Loan App:
- Download the App:
- Visit the Google Play Store on your Android device.
- Search for “Watu Credit Loan App” and select the official app.
- Click ‘Install’ to download and install the app on your device.
- Create an Account:
- Once the app is installed, open it and follow the prompts to create an account. You will likely need to provide some personal information and verify your identity.
- Manage Your Loans:
- After setting up your account, you can use the app to apply for new loans or manage existing ones.
- The app provides options to view your loan balance, make payments, and check your payment history.
Eligibility for Watu Credit Loans:

- Boda Boda and Simu Loans: Available to individuals over the age of 18 with a valid national ID. Applicants must provide a deposit amount and agree to pay the remaining balance in installments.
- Cash Loans: Available to existing customers who have paid more than half of their boda or simu loan. The loan amount is deposited directly into the customer’s M-Pesa account.
Repayment of Watu Credit Loans:
- Payments can be made directly through the Watu Credit loan app or via Watu Credit’s M-PESA paybill number. This flexibility ensures that customers can make payments conveniently and on time.
Conclusion: The Watu Credit Loan App is a significant tool for individuals in Kenya looking to finance assets or access quick cash loans. By providing an easy-to-use platform for managing loans, Watu Africa is making financial services more accessible to a broader audience, supporting their financial independence and growth.
Watu Africa Limited Contact Information: For more information or assistance, customers can refer to the app’s support section or directly contact Watu Africa.
Discover how the Watu Credit Loan App can help you manage and repay your loans efficiently. Download the app today from the Google Play Store to access boda boda loans, Watu Simu loans, and more in Kenya.
This comprehensive guide ensures that customers can fully utilize the Watu Credit loan app to manage their financial needs effectively, promoting a smoother and more transparent financing experience.