Victoria Commercial Bank SWIFT code is the international identifier for Victoria Commercial Bank PLC, used to facilitate secure cross-border transfers. The 8-character version is VICMKENA, while the full 11-character format is VICMKENAXXX. Sometimes it may be written as VICMKENA XXX, but the correct form is always VICMKENAXXX without spaces.
The registered head-office address for this SWIFT code is:
Victoria Commercial Bank PLC, Victoria Towers, Kilimanjaro Avenue, Upper Hill, Nairobi, Kenya.
A SWIFT/BIC code is structured into four key sections:
- VICM → bank code (Victoria Commercial Bank)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
From this structure, VICMKENA identifies Victoria Commercial Bank in Nairobi, Kenya. Adding XXX extends it into the complete 11-character head-office code: VICMKENAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: VICMKENA
- 11-character SWIFT/BIC: VICMKENAXXX
- Bank: Victoria Commercial Bank PLC
- Address: Victoria Towers, Kilimanjaro Avenue, Upper Hill, Nairobi, Kenya
- Usage: International transfers to or from Victoria Commercial Bank accounts
When to use it
Use the Victoria Commercial Bank SWIFT code whenever you are sending money from abroad to a Victoria Commercial Bank account or wiring funds internationally through the bank.
Common mistakes to avoid
- Writing spaces in the SWIFT code (always use VICMKENAXXX, not “VICMKENA XXX”).
- Confusing Victoria Commercial Bank with other institutions that have similar names.
- Using only the 8-character version when the transfer form specifically requires the 11-character format.
Step-by-step guide to making a transfer with Victoria Commercial Bank SWIFT code
- Confirm the recipient’s account name and Victoria Commercial Bank account number.
- Enter the SWIFT code: VICMKENA (8-character) or VICMKENAXXX (11-character).
- Provide the registered bank address: Victoria Towers, Kilimanjaro Avenue, Upper Hill, Nairobi, Kenya.
- Choose the transfer currency (USD, EUR, GBP, or KES are common options).
- Decide who covers the transfer charges (sender, recipient, or shared).
- State the purpose of payment (e.g., tuition fees, remittance, invoices).
- Double-check all details carefully before confirming the transfer.
- Save your transaction receipt and share the reference number with the recipient.
Final checklist
✔ Recipient’s account details correct
✔ SWIFT code entered properly (VICMKENA or VICMKENAXXX)
✔ Bank address included if required
✔ Payment purpose clearly stated
✔ Fees arrangement agreed
By using the Victoria Commercial Bank SWIFT code correctly, you ensure your international transfers are processed securely, efficiently, and without delays.
