In Kenya, M-PESA revolutionized financial transactions, offering a convenient and accessible way to send, receive, and manage money through mobile phones. Below are the M-PESA charges applicable in 2024, facilitating seamless financial transactions across the country:
Updated M-PESA Charges 2024. These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing.
Below are M-PESA Tariffs.
| TRANSACTION RANGE (KSHS) | TRANSACTION TYPE AND CUSTOMER CHARGES (KSHS) | |||
| MIN | MAX | TRANSFER TO M-PESAUSERS, POCHI LABIASHARA AND BUSINESS TILL TO CUSTOMER | TRANSFER TOOTHER REGISTEREDMOBILE MONEY USERS | WITHDRAWAL FROM M-PESA AGENT |
| 1 | 49 | Free | Free | N/A |
| 50 | 100 | Free | Free | 11 |
| 101 | 500 | 7 | 7 | 29 |
| 501 | 1,000 | 13 | 13 | 29 |
| 1,001 | 1,500 | 23 | 23 | 29 |
| 1,501 | 2,500 | 33 | 33 | 29 |
| 2,501 | 3,500 | 53 | 53 | 52 |
| 3,501 | 5,000 | 57 | 57 | 69 |
| 5,001 | 7,500 | 78 | 78 | 87 |
| 7,501 | 10,000 | 90 | 90 | 115 |
| 10,001 | 15,000 | 100 | 100 | 167 |
| 15,001 | 20,000 | 105 | 105 | 185 |
| 20,001 | 35,000 | 108 | 108 | 197 |
| 35,001 | 50,000 | 108 | 108 | 278 |
| 50,001 | 250,000 | 108 | 108 | 309 |
| ATM Withdrawal Tariff | ||
| Min | Max | Kshs |
| 200 | 2500 | 35 |
| 2501 | 5000 | 69 |
| 5001 | 10000 | 115 |
| 10001 | 35000 | 203 |
| OTHER TRANSACTIONS | KSHS |
| All Deposits | FREE |
| M-PESA Registration | FREE |
| Buying Airtime through M-PESA | FREE |
| M-PESA Balance Enquiry | FREE |
| Change M-PESA PIN | FREE |
Note:
- Maximum Account Balance is Kshs.500,000
- Maximum daily transaction value is Kshs.500,000
- Maximum amount per transaction is Kshs.250,000
- You cannot withdraw less than KShs. 50 at an M-PESA agent outlet.
- To initiate M-PESA Self Reversal, send the transaction confirmation to 456.
- You cannot deposit money directly into another M-PESA customerʼs account at an agent outlet.
- For registration at Agent outlets, only Kenyan Passports and National IDs are valid. Foreign Passports, Military IDs and Foreigner Certificates can only be
registered at Safaricom Shops and Care Desks. - For deposits and withdrawals, the valid documentation are Kenyan Passports, National IDs, Foreign Passports, Military IDs and Foreigner Certificates.
- For inquiries, complaints, feedback, or further support, reach out to our customer support line by dialling 100 for PrePay customers or 200 for PostPay
customers and *234# for self-service. Send us an email at: [email protected] or chat us on social media – Facebook: @SafaricomPLC,
Twitter: @SafaricomPLC/@Safaricom_Care, or Zuri on WhatsApp to 0722 000100.
Other Transactions (KSHS)
- All Deposits: FREE
- M-PESA Registration: FREE
- Buying Airtime through M-PESA: FREE
- M-PESA Balance Enquiry: FREE
- Change M-PESA PIN: FREE
Conclusion
Swahili education plays a pivotal role in fostering cultural exchange, facilitating business transactions, and promoting access to education and information. As Kenya continues to embrace digital innovations like M-PESA, proficiency in Swahili becomes increasingly valuable for individuals seeking to thrive in the country’s dynamic socio-economic landscape. Embracing Swahili education unlocks a world of opportunities, enabling individuals to connect, transact, and prosper in today’s globalized world.
