TVET Loans: Technical, Vocational Education & Training

TVET loans are designed to support students enrolled in public Technical, Vocational, Education, and Training (TVET) Institutes recognized by Kenya’s Ministry of Education. These loans are available to students pursuing diploma courses in approved institutions, providing financial assistance to help cover their education costs.

Vision and Mission

Vision: To be seen as the premier catalyst for workforce development in the region.

Mission: To develop a competent and competitive workforce in Kenya and the wider Caribbean.

Eligibility Criteria

To qualify for a TVET loan, applicants must meet the following requirements:

1. Enrollment:
   • Must be enrolled in an approved TVET course.
2. Application:
   • Must have applied for a TVET loan and bursary.
3. Sponsorship:
   • Can be a direct entry as a self-sponsored student.

Application Process for TVET HELB Loan

Step 1: Visit the HELB website to register.

Step 2: Requirements for Registration:

• Identification Card: Valid Kenyan ID.
• Email Address: A well-functioning and active email address.

Step 3: Activate your account by clicking the activation link sent to your email.

Step 4: Log in to the HELB portal and select the TVET Loan Application Form (LAF).

Step 5: Download the application form and fill it online.

Required Information for the Loan Application Form

1. Personal Information:
   • Applicant’s name.
   • Identification Card number.
   • KRA PIN.
   • Mobile number.
   • Postal address.
   • Email address.
   • Place of residence.
2. Educational Information:
   • Details about the institution of enrollment.
   • Applicant’s educational background.
3. Parental Information:
   • Details about parents (mother and father).
   • Current marital status of parents (married, single, widowed, deceased).
   • Estimated monthly family expenses.
4. Guarantor Information:
   • Necessary details about the guarantor.

Finalizing the Application

1. Print and Fill:
   • Print two copies of the duly filled application form.
   • Ensure the form is signed and stamped by the relevant guarantors or authorities.
2. Sign and Attach Documents:
   • Sign the form.
   • Attach all the documents indicated in the checklist on the last page of the form.
3. Submit the Form:
   • Submit a copy of the completed Loan Application Form along with supporting documents through one of the following options:
   a. Huduma Centres:
   • Nairobi GPO, Kakamega, Eldoret, Nakuru, Mombasa, Kisumu, Nyeri, Embu, Machakos, Kisii, Bungoma, Turkana, Meru, Kitui, Kericho, Nandi (Kapsabet), Thika, Garissa, and Kitale for free and secure delivery to HELB Head Office.
   b. HELB Student Centre:
   • Mezzanine One (M1), Anniversary Towers, University Way, Nairobi, either personally or through secure mail.
   c. Listed Banks:
   • Use the HELB website to access the list of banks that offer free and secure delivery to HELB Head Office.

Importance of TVET Loans

TVET loans play a crucial role in supporting students’ educational pursuits by covering tuition fees and living expenses. They help alleviate the financial burden on students, allowing them to focus on their studies and acquire the skills needed for the workforce.

The government expects beneficiaries to repay their loans upon gaining employment to ensure the sustainability of the program and support future applicants. Stringent measures and penalties are in place to encourage timely repayments and prevent defaults.

By following the outlined steps and meeting the eligibility criteria, students can successfully apply for TVET loans and benefit from the financial support provided by HELB.