Scammers are continually developing new ways to deceive and steal from unsuspecting individuals. Here is a list of scams prevalent in Kenya that everyone should be aware of:
1. Real Estate Scam
Fake Property Listing: Scammers post fake property listings and request payment before showing the property. Insist on seeing the property and its documentation before making any payment.
Online Property Sellers: Scammers repost genuine property listings at lower prices and request a booking fee. Always verify the seller’s authenticity and avoid making payments before legal formalities.
Title Deed Fraud: Fraudulent sellers provide fake title deeds. Verify title deeds at the Ministry of Land and ensure the land is clear of debts and penalties.
Property Investment Scam: Scammers promote non-existent real estate projects and disappear after collecting investments. Verify the legitimacy of investment opportunities before committing funds.
2. Job Scams
With high unemployment rates, scammers exploit job seekers by demanding fees for job applications or interviews. Avoid paying any fees for job opportunities and verify the legitimacy of the employer.
3. Online Shopping Scams
Fake Listings: Scammers list expensive items at low prices to attract buyers. Verify the seller and avoid meeting in isolated locations.
Counterfeit Products: Scammers sell fake products. Stick to reputable online stores like Jumia and Kilimall for safer transactions.
4. Online Dating Scams
Scammers create fake profiles on dating sites to establish relationships and eventually ask for money. Be cautious of anyone asking for financial assistance and verify their identity before getting too involved.
5. Prize/Lottery Scam
Scammers notify you of a win in a contest you never entered and request a processing fee to release the prize. Legitimate contests do not require payment to claim prizes. Avoid paying any fees and verify the authenticity of the contest.
6. Mpesa Scams
Fake Mpesa Messages: Scammers send fake payment messages and request refunds. Always verify transactions through the official Mpesa app or by calling the Mpesa customer care.
Phishing: Scammers call pretending to be from Mpesa or other financial institutions and ask for your personal details. Never share your Mpesa PIN or personal information over the phone.
7. ‘Easy Money Making Ways’ Scams
Scammers promote schemes promising quick and easy money, often requiring an initial investment. Be skeptical of such offers and research thoroughly before investing.
Additional Tips to Avoid Scams
- Verify Information: Always verify the authenticity of the information provided by the seller, employer, or service provider.
- Avoid Upfront Payments: Be wary of any requests for upfront payments, especially if the deal seems too good to be true.
- Research: Conduct thorough research on the company or individual you are dealing with.
- Report Scams: Report any suspicious activity to relevant authorities to help protect others from falling victim.
Stay informed and vigilant to protect yourself from scams and fraudulent activities.
