In-patient treatments
This provides in-patient cover for insured members and absorbs expenses that include but not limited to:
- Consultation fees directly leading to hospitalisation
- Evacuation costs directly leading to hospitalisation
- Costs for hospital accommodation
- Theatre charges and the costs of surgical appliances and toiletries
- Doctors’ fees (physicians, surgeons, anaesthetists)
- Medical investigations and pathology i.e. X-rays, scans, laboratory tests, etc.
- Day-care surgery
- Prescribed medications and dressings
- Radiotherapy and chemotherapy
- In-hospital physiotherapy
- Post-hospitalisation: out-patient follow-up for accidental and surgical cases for one month after discharge
- Overseas treatment
- Lodger fees
- COVID-19 treatment
Out-patient treatments
This covers:
- Consultation with a general practitioner
- Consultation with a specialist upon referral by a general practitioner
- Laboratory investigations and X-rays
- Prescription medicines
- Out-patient procedures e.g. dressings
- Physiotherapists’ fees
- Annual check ups
- Vaccinations
- COVID-19
- Post-hospitalisation: out-patient follow-up for accidental and surgical cases for one month after discharge
Optional benefits
Some optional benefits include:
- Maternity
- Dental
- Optical
- Funeral cover
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