HFC Kenya SWIFT code is the official identifier used for international transfers with HFC Limited (formerly Housing Finance Company of Kenya). The 8-character version is HFCOKENA, while the extended 11-character format is HFCOKENAXXX. Sometimes, it is shown as HFCOKENA XXX, but the correct form is HFCOKENAXXX without spaces.
The registered head-office address for this SWIFT code is:
HFC Limited, Rehani House, 06 Koinange Street, Nairobi, Kenya.
A SWIFT/BIC code is structured into four parts:
- HFCO → bank code (HFC Limited)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
From this structure, HFCOKENA identifies HFC Limited in Nairobi. Adding XXX makes it the complete 11-character head-office code: HFCOKENAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: HFCOKENA
- 11-character SWIFT/BIC: HFCOKENAXXX
- Bank: HFC Limited (Kenya)
- Address: Rehani House, 06 Koinange Street, Nairobi, Kenya
- Usage: International money transfers to or from HFC Limited accounts
When to use it
Use the HFC Kenya SWIFT code when receiving money from abroad into an HFC account or sending international transfers from Kenya through HFC.
Common mistakes to avoid
- Writing the code with spaces (always use HFCOKENAXXX, not “HFCOKENA XXX”).
- Confusing HFC Limited with other banks due to its former name (Housing Finance).
- Using the 8-character version when the transfer form specifically requires 11 characters.
Step-by-step guide to making a transfer with HFC Kenya SWIFT code
- Confirm the recipient’s full account name and HFC account number.
- Enter the SWIFT code: HFCOKENA (8-character) or HFCOKENAXXX (11-character).
- Provide the registered address: Rehani House, 06 Koinange Street, Nairobi, Kenya.
- Choose the transfer currency (USD, EUR, GBP, or KES).
- Decide on responsibility for transfer fees (sender, recipient, or shared).
- Fill in the payment purpose (e.g., loan repayment, invoice, tuition, remittance).
- Double-check all details before submission.
- Save your transfer confirmation and share the reference with the recipient.
Final checklist
✔ Recipient’s account details correct
✔ Correct SWIFT code entered (HFCOKENA or HFCOKENAXXX)
✔ Bank address included if required
✔ Payment purpose clearly written
✔ Fees arrangement agreed
Using the HFC Kenya SWIFT code properly ensures that your international transfers are processed smoothly, securely, and without unnecessary delays.
