Habib Bank Kenya SWIFT code is the unique identifier used for cross-border money transfers with Habib Bank AG Zurich (Kenya branch). The 8-character version is HBZUKENA, while the full 11-character form is HBZUKENAXXX. Sometimes it appears as HBZUKENA XXX, but the correct writing format is HBZUKENAXXX without spaces.
The registered head-office address for this SWIFT code is:
Habib Bank AG Zurich, Habib House, Koinange Street, Nairobi, Kenya.
A SWIFT/BIC code is structured into four parts:
- HBZU → bank code (Habib Bank AG Zurich)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
From this structure, HBZUKENA identifies Habib Bank Kenya in Nairobi. Adding XXX gives the full 11-character head-office SWIFT code: HBZUKENAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: HBZUKENA
- 11-character SWIFT/BIC: HBZUKENAXXX
- Bank: Habib Bank AG Zurich (Kenya Branch)
- Address: Habib House, Koinange Street, Nairobi, Kenya
- Usage: International transfers to or from Habib Bank Kenya accounts
When to use it
Use the Habib Bank Kenya SWIFT code when sending money from overseas to a Habib Bank Kenya account or when wiring funds internationally from Kenya.
Common mistakes to avoid
- Writing the SWIFT code with spaces (always use HBZUKENAXXX, not “HBZUKENA XXX”).
- Confusing Habib Bank Kenya’s SWIFT code with Habib Bank codes in other countries.
- Forgetting to use the 11-character version if the transfer form requires it.
Step-by-step guide to making a transfer with Habib Bank Kenya SWIFT code
- Confirm the recipient’s name and their Habib Bank Kenya account number.
- Enter the SWIFT code: HBZUKENA (8-character) or HBZUKENAXXX (11-character).
- Provide the registered address: Habib House, Koinange Street, Nairobi, Kenya.
- Choose the transfer currency (USD, EUR, GBP, or KES are commonly used).
- Decide on transfer fees responsibility (sender, recipient, or shared).
- Fill in the purpose of the transfer (e.g., tuition fees, remittances, invoices).
- Double-check all details carefully before submission.
- Save your transfer receipt and share the reference with the recipient.
Final checklist
✔ Recipient’s name and account number accurate
✔ Correct SWIFT code entered (HBZUKENA or HBZUKENAXXX)
✔ Bank address included if required
✔ Purpose of payment clearly stated
✔ Transfer fees agreed upon
By using the Habib Bank Kenya SWIFT code correctly, you ensure that your international transfers are smooth, secure, and delivered without delays.
