Gulf African Bank Kenya SWIFT code is the international banking identifier used for sending or receiving funds through Gulf African Bank Ltd. The 8-character version is GAFRKENA, while the extended 11-character version is GAFRKENAXXX. In some listings, it may appear as GAFRKENA XXX, but the correct form is always GAFRKENAXXX without spaces.
The registered head-office address for this SWIFT code is:
Gulf African Bank Ltd, Geminia Insurance Plaza, Kilimanjaro Avenue, Upper Hill, Nairobi, Kenya.
A SWIFT/BIC code is structured into four key sections:
- GAFR → bank code (Gulf African Bank)
- KE → country code (Kenya)
- NA → location code (Nairobi)
- XXX → branch code (head office)
This means GAFRKENA identifies Gulf African Bank in Kenya, based in Nairobi. Adding XXX completes it as the 11-character head-office SWIFT code: GAFRKENAXXX.
Quick reference (copy-ready):
- 8-character SWIFT/BIC: GAFRKENA
- 11-character SWIFT/BIC: GAFRKENAXXX
- Bank: Gulf African Bank Ltd
- Address: Geminia Insurance Plaza, Kilimanjaro Avenue, Upper Hill, Nairobi, Kenya
- Usage: International transfers to or from Gulf African Bank Kenya accounts
When to use it
Use the Gulf African Bank Kenya SWIFT code whenever you need to receive funds from abroad into a Gulf African Bank account or send money internationally through Gulf African Bank.
Common mistakes to avoid
- Writing the code with spaces (always use GAFRKENAXXX, not “GAFRKENA XXX”).
- Mixing up Gulf African Bank Kenya with banks of similar names in other regions.
- Using the 8-character code when the transfer form requires the 11-character format.
Step-by-step guide to making a transfer with Gulf African Bank Kenya SWIFT code
- Confirm the recipient’s full name and Gulf African Bank Kenya account number.
- Enter the SWIFT code: GAFRKENA (8-character) or GAFRKENAXXX (11-character).
- Provide the registered address: Geminia Insurance Plaza, Kilimanjaro Avenue, Upper Hill, Nairobi, Kenya.
- Select the transfer currency (USD, EUR, GBP, or KES are common options).
- Agree on how fees will be handled (sender, recipient, or shared).
- Clearly state the purpose of the transfer (e.g., tuition, business, remittance).
- Double-check all entries to avoid delays or rejection.
- Save your transfer confirmation and share the reference with the recipient.
Final checklist
✔ Recipient account details correct
✔ SWIFT code entered properly (GAFRKENA or GAFRKENAXXX)
✔ Bank address included if required
✔ Purpose of payment clearly stated
✔ Transfer fees agreed beforehand
Using the Gulf African Bank Kenya SWIFT code ensures your international transfers are processed securely, accurately, and efficiently.
