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This is a List of All Licensed Deposit-taking SACCOs In Kenya 2023. The SACCO Societies Regulatory Authority (SASRA) is the government’s principal agency responsible for the supervision and regulation of SACCO Societies in Kenya. It is established pursuant to the provisions the Sacco Societies Act, No.14 of 2008. The Authority’s principal responsibility is to license SACCO Societies to undertake Deposit Taking Business in Kenya (FOSA) and to Supervise and regulate both Deposit Taking and Specified Non -Deposit Taking SACCO Societies.

The Authority falls within the State Department of Cooperatives under the Ministry of Cooperatives and Micro, Small and Medium Enterprise(MSME) Development.

SASRA CEO Peter Njuguna.
Image: Courtsey

The list of licensed SACCOs comes following the announcement that SACCOs are set to join the National Payment System (NPS) of Kenya allowing them to clear cheques and begin lending to one another in a bid to lower the cost of credit.

The move, spearheaded by Kenyan President, William Ruto, seeks to expand financial inclusion by reducing SACCOs over-reliance on banks for funding and other commercial services such as cheque issuance and processing.

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Currently, SACCOs in Kenya rely on banks for the following:

  • Issuing of cheque books
  • Processing of personal cheques
  • Trade finance services
  • Treasury management
  • Electronic funds transfer (EFTs)
  • Real-time gross settlements (RTGS)

Banks are expected to take a hit on their loan books as SACCOs begin lending to each other through the Central Liqudity Facility (CLF), which is an equivalent of the inter-bank market.

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“It is something that the saccos have really pushed and we are hoping the new government can actualise that vision,” said SASRA Chief Executive, Peter Njuguna.

The government is set to establish a KES 1 billion ($8.3 million) Central Liqudity Facility (CLF) for SACCOs in about one year in a bid to ease access to financial services and thus deepen inclusion.

So far, 50 out of the 890 SACCOs have committed to facility establishment with more expected to be admitted.

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The Chief Executive Officer

The Sacco Societies Regulatory Authority (SASRA)

P.O. Box 25089-00100, Nairobi, Kenya

Tel: +254 (20) 2935101

E-mail: info@sasra.go.ke

Physical Address :

Upper Hill Road, UAP Old Mutual Tower, 19th Floor.


Here is a List of All Licensed SACCOs In Kenya 2023

 NameHead Office 
12NK Sacco Society LtdKang’aru Corner Building, Gakere Road, Nyeri
2Acumen Sacco Society LtdGreat-Wide Mall, Magadi Road, Ongata Rongai, Kajiado
3Afya Sacco Society LtdAfya Centre, Tom Mboya Street, Nairobi CBD
4Agro-Chem Sacco Society LtdUnierectus Building, Muhoroni Town, Kisumu
5Ainabkoi Sacco Society LtdAinabkoi Building, Ainabkoi Trading Centre, Uasin Gishu
6Airports Sacco Society LtdAirports SACCO Building, KAA HQs, J.K.I.A, Nairobi
7.Amica Sacco Society LtdMugama Unions Building, Uhu- ru Street, Murang’a
8Ammar Sacco Society LtdPushpa Plaza, Kwame Nkrumah Rd, Thika Town, Kiambu
9Ardhi Sacco Society LtdSurvey of Kenya Field Hqs, Off Thika Rd, Nairobi
10Asili Sacco Society LtdAsili Co-op Centre, Ngara Road, Ngara, Nairobi
11Azima Sacco Society LtdAzima Sacco Plaza, Wabera street, Thika Town, Kiambu
12Bandari Sacco Society LtdBandari Sacco Plaza, Moi Ave- nue, Mombasa City
13Baraka Sacco Society LtdBaraka Sacco Bldg, Off- Kiaruhiu, Karatina Town, Nyeri
14Baraton University Sacco Society LtdUniversity of Eastern Africa, Baraton, Eldoret Town
15.Biashara Sacco Society LtdBiashara Sacco Building, Kimathi Way, Nyeri Town
16Biashara Tosha Sac- co Society LtdGakundu F.C.S Bldg, Embu-Ki- anjokoma Rd, Manyatta, Embu
17Bi-High Sacco Society LtdMarsabit Teachers Plaza, Mosque Rd, Marsabit Town, Marsabit
18Bingwa Sacco Society LtdTea Growers Complex Bldg, Kutus/Karatina Rd, Kerugoya Town, Kirinyaga
19Boresha Sacco Society LtdTeachers Plaza, Market Road, Eldama Ravine Town, Baringo
20Capital Sacco Society LtdMACCU Building, Kenyatta Highway, Meru Town
21Centenary Sacco Society LtdIntercity Centre, Kenyatta Ave- nue, Meru Town Centre
22.Chai Sacco Society LtdKTDA Plaza, Moi Avenue, Nairobi CBD
23Chuna Sacco Society LtdEngineering Dept. UON, Harry Thuku Rd, Nairobi City
24Chuka University Sacco Society LtdChuka University, Chuka Town, Tharaka Nithi
25Cosmopolitan D.T. Sacco Society LtdNatec Building, Mburu Gichua Street, Nakuru Town
26County Sacco Society LtdCounty Sacco Building, Kanja Market Centre, Embu
27Daima Sacco Society LtdDaima SACCO Building, Manyatta Market Centre, Embu
28.Defence Sacco Society LtdDOD HQS, Nairobi
29Dhabiti Sacco Society LtdDhabiti SACCO Building, Ka- nuni Road, Maua Town, Meru
30Dimkes DT Sacco Society LtdBishop Magua House, Biashara Street, Kiambu Town
31Dumisha Sacco Society LtdTeachers Plaza, Harambee street, Maralal Town, Samburu
32Eco-Pillar Sacco Society LtdTeachers Plaza, Lotodo Street, Kapenguria Town, West Pokot
33Edis Sacco Society LtdNgocho Building, Opp. NCPB Bomet Depot, Bomet Town
34Egerton Sacco Society LtdEgerton SACCO Plaza, Egerton University, Njoro, Nakuru
35Elimu Sacco Society LtdElimu Hse, Mubiru Road, South B, Nairobi City
36Enea Sacco Society LtdKiangararu House, Karatina Town, Nyeri
37Faridi Sacco Society LtdFaridi Housing Plaza, Busia Town
38Fariji Sacco Society LtdDiplomat House, Githunguri Town, Kiambu
39Fortitude Sacco Society LtdFortitude SACCO Building, Mbita Township, Homa Bay
40Fortune Sacco Society LtdFortune Plaza, Opp. ACK Cathedral, Kerugoya Town
41Fundilima Sacco Society LtdFedha House, JKUAT, Thika Road, Juja Town, Kiambu
42GDC Sacco Society LtdGDC SACCO Plaza, Market Street, Githunguri Town, Kiambu
43Golden Pillar Sacco Society LtdImenti Complex, Main Stage, Meru Town
44Good Faith Sacco Society LtdKiwa House, Githunguri Road, Uplands Town, Nyambari, Kiambu
45Goodhope Sacco Society LtdMwalimu Plaza, Narok Town
46Goodway Sacco Society LtdMachere Plaza, Stage street, Kerugoya Town, Kirinyaga
47Gusii Mwalimu Sacco Society LtdGusii Mwalimu Complex, Kisii Town
48Harambee Sacco Society LtdHarambee Sacco Plaza, Nairobi City Centre
49Hazina Sacco Society LtdHazina SACCO Bldg. Kibera Rd, Off Ngong Rd. Nairobi
50Home Business Sacco Society LtdTEK BIZ Centre, Koinange Road, Nyahururu Town, Laikipia
51Ilkisonko Sacco Society LtdMusangairo F.S Building, Loi- toktok/Emali Road, Loitoktok Town, Kajiado
52Imarika Sacco Society LtdKITECOH Complex, Kwa Charo Wa Mae Street, Kilifi Town
53Imarisha Sacco Society LtdKipsigis Teachers Co-op House, Kericho Town
54Invest and Grow (IG) Sacco Society LtdIG Plaza, Khalisia-3 Road, Kakamega Town
55Jacaranda Sacco Society LtdFinance House, Ground Floor, Ruiru Town, Kiambu
56Jamii Sacco Society LtdJamii Sacco Court, Mukenia Rd, South B, Nairobi
57Jamii Yetu Sacco Society LtdMMH SACCO Plaza, Kanuni – Meru Rd, Maua Town
58Jitegemee Sacco Society LtdKizingo House 2, Kaunda Road, Mombasa City
59Joinas Sacco Society LtdKanja Hse, Limuru-Banana Rd, Banana Hill Town, Kiambu
60Jumuika Sacco Society LtdChemelil Sugar Sports Com- plex, Chemelil Town, Kisumu
61Kabiyet Sacco Society LtdKabiyet, Nandi
62Kencream Sacco Society LtdCreamery House, Dakar Road, Nairobi
63Kenpipe Sacco Society LtdKenpipe Plaza, Off Nanyuki Rd, Industrial Area, Nairobi
64Kenversity Sacco Society LtdKenversity Plaza, Kahawa Sukari Area, Nairobi
65Kenya Achievas Sacco Society LtdAchievas Plaza Nyamache-Igembe-Igage Rd, Nyamache Town, Kisii
66Kenya Bankers Sacco Society LtdKenya Bankers Sacco Centre, 3rd Ngong Avenue, Nairobi City.
67Kenya Highlands Sacco Society LtdTemiik House, Kericho – Kisumu Road, Kapsoit Market Centre, Kericho
68Kenya Midland Sacco Society LtdSilibwet Market Centre, Silibwet – Kapsimwoto Road, Bomet
69Kenya National Police DT Sacco Society LtdKenya Police Sacco Plaza, Ngara Rd, Ngara, Nairobi
70Kimbilio Daima Sacco Society LtdChepsol Plaza, Kimulot Town Centre, Kericho
71Kimisitu Sacco Society LtdAEA Plaza, Valley Road. Nairobi City
72Kingdom Sacco Society LtdEmpower House, Githurai 45, off Thika Rd, Githurai Area, Nairobi
73.Kite Sacco Society LtdKenya Re-Insurance Plaza, Bank Street, Kisumu
74Kitui Teachers Sacco Society LtdKitui Teachers Sacco Plaza, Kalundu Road, Kitui Town
75Kolenge Tea Sacco Society LtdNandi-Hills Plaza, Market Street, Nandi Hills Town
76Koru Sacco Society LtdHoma lime Company, Koru Town, Kisumu
77K-Pillar Sacco Society LtdK-Pillar Bldg, Bomet –Litein Rd, Mogogosiek Town
78K-Unity Sacco Society LtdMapa House, Biashara Street,Kiambu Town
79Kwetu Sacco Society LtdMwalimu Centre, Syokimau Road, Machakos Town
80Lainisha Sacco Society LtdSACCO Building, Embu-Nairobi Rd, Wanguru Town
81.Lamu Teachers Sacco Society LtdLamu Teachers Housing Bldg. Galogalo Street, Lamu Town
82Lengo Sacco Society LtdStandard Arcade, Lamu Rd, Malindi Town
83Mafanikio Sacco Society LtdMombasa Teacher’s Plaza, Jomo Kenyatta Avenue,Mom- basa Town
84.Magadi Sacco Society LtdPam View Building, Magadi Road, Magadi Town
85Magereza Sacco Society LtdMageso Chambers, Moi Avenue, Nairobi City Centre
86Maisha Bora Sacco Society LtdUnilever Kenya Office, Commercial Street, Industrial Area, Nairobi
87Mentor Sacco Society LtdMentor Complex, Uhuru Road, Murang’a Town
88Metropolitan National Sacco Society LtdChai House, Koinange Street, Nairobi City Centre
89Mombasa Port Sacco Society LtdMombasa Port SACCO Plaza, Mwakilingo Road, Mombasa
90Mudete Factory Tea Growers Sacco Society LtdSACCO Plaza, Kakamega- Kisu- mu Road, Khayega Town, Kakamega
91Muki Sacco Society LtdMuki House, Ndunyu-Njeru Town Centre, Nyandarua
92Mwalimu National Sacco Society LtdMwalimu        Towers, Upper Hill, Nairobi
93Mwietheri Sacco Society LtdRungeto Farmers Co-op Soci- ety Bldg, Githure Market Centre, Embu
94Mwito Sacco Society LtdMwito House, Desai Road, Nairobi City
95Nacico Sacco Society LtdNACICO Plaza, Landhies Road, Nairobi City
96Nafaka DT Sacco Society LtdNairobi Silos Complex, Out- er-Ring Road, Nairobi
97Nandi Farmers Sacco LtdMarket Street, Nandi Hills Plaza, Nandi Hills Town
98Nation DT Sacco Society LtdCambrian House, Moi Avenue, Nairobi CBD
99Nawiri Sacco Society LtdEMCO Hse, Taifa Road, Embu Town
100Ndege Chai Sacco Society LtdNdege Chai House, Kisumu-Kericho Highway, Kericho Town
101Ndosha Sacco Society LtdNdosha Sacco Plaza, Chogoria Town, Tharaka Nithi
102New Fortis Sacco Society LtdNewfortis SACCO Complex, Off Kenyatta Road, Nyeri Town
103Nexus Sacco Society LtdKathera House, Embu-Nkubu Road, Nkubu Town, Meru
104Ng’arisha Sacco Society LtdBungoma Teachers SACCO Plaza, Moi Avenue, Bungoma Town
105.NRS Sacco Society Ltd62-Ondiri Building, Kikuyu Road, Kikuyu Town
106NSSF Sacco Society LtdSocial Security House, Bishops Road, Nairobi
107Nufaika Sacco Society LtdMachere Building, Machere Street, Kerugoya Town, Kirinyaga
108Nyala Vision Sacco Society LtdKimathi Street, Mahiga Building, Nyandarua
109Nyambene Arimi Sacco Society LtdNyambene Arimi Plaza, Maua-Kanuni Rd, Ndaragwa Town, Meru
110Nyati Sacco Society LtdOddysey Plaza – Mukoma Rd, Nairobi
111Ollin Sacco Society LtdOllin SACCO Complex, Total-DC Rd. Off, Kutus-Karatina High- way, Karatina Town, Meru
112Orient Sacco Society LtdFormer CDF Offices, Section 9 Road, Thika Town
113Patnas Sacco Society LtdPatnas Plaza, Kericho- Sotik Road, Litein Town
114Prime Time Sacco LtdMwalimu Plaza, Iten-Eldoret Road, Iten Town
115PUAN Sacco Society LtdFarmers Building, Narok- Naku- ru Road, Narok Town
116Qwetu Sacco Society LtdTATECOH Building, Wundanyi Town, Taita Taveta
117Rachuonyo Teachers Sacco Society LtdOyugis-Kisii Road, Oyugis Town, Homa Bay
118Safaricom Sacco Society LtdSafaricom Care Centre, Waiyaki Way, Westlands, Nairobi
119Sheria Sacco Society LtdSheria SACCO Hse, Off-Matumbato Street, Upper-Hill, Nairobi
120Shirika Deposit Taking Sacco Society LtdShirika Co-op Hse, Kipande / Ngara Rd, Ngara, Nairobi City
121Shoppers Sacco Society LtdNature House, Tom Mboya Street, Nairobi CBD
122Simba Chai Sacco Society LtdKericho – Brooke Centre Kericho/Nakuru Highway, Kericho Town
123Siraji Sacco Society LtdNKM Place, Nanyuki – Meru Highway, Meru
124Skyline Sacco Society LtdSkyrise Plaza, Eldama Ravine- Eldoret Road, Eldama Ravine Town, Baringo
125Smart Champions Sacco Society LtdMuranene Building, near Githongo Chief’s Camp, Githongo Trading Centre, Meru
126Smart-Life Sacco Society LtdMarakwet Teachers Plaza, Moi Street, Kapsowar – Sinon Rd, Kapsowar Town, Elgeyo Marakwet
127Solution Sacco Society LtdMeru Mwalimu Plaza, Gakoro- mone Road, Meru Town
128Sotico Sacco Society LtdAmoket Estate, Sotik Town
129Southern Star Sacco Society LtdMt. Building, Embu-Meru Road, Chuka Town, Tharaka Nithi
130Stake Kenya Sacco Society LtdStake Kenya SACCO Plaza, Kehancha-Ntimaru Rd. Kehancha Town, Migori
131Stawisha Sacco Society LtdMwalimu plaza, Kapsokwony– Kaptama Road. Kapsokwony Town, Elgeyo Marakwet
132Stima DT Sacco Society LtdStima SACCO Plaza, Mushembi Road, Parklands, Nairobi
133Strategic-Urembo Sacco Society LtdLunga Lunga Square, Industrial Area Nairobi
134Suluhu Sacco Society LtdMwingi Mwalimu Plaza, Kyuso Road, Mwingi Town, Kitui
135Supa Sacco Society LtdSupa Plaza, Posta Road Maralal Town
136Tabasamu Sacco Society LtdTunawiri House, Kwale-Kinango Rd, Kwale Town
137Tabasuri Sacco Society LtdTexas Plaza, Fidel Odinga Road, Mombasa City
138TAI Sacco Society LtdTai Plaza, Uplands/Limuru Road, Githunguri Town, Kiambu
139Taifa Sacco Society LtdNCU Building, Gakere Road, Nyeri Town Centre
140Taqwa Sacco Society LtdJamia Plaza, 3rd floor Kigali Street, Nairobi
141Taraji Sacco Society LtdMwalimu Plaza, Oginga Odinga Street, Siaya Town
142Telepost Sacco Society LtdCity Square Post Office, Haile Selassie Road, Nairobi
143Tembo Sacco Society LtdTembo SACCO Complex, Gar- den Estate Rd, Mukima Drive, Ruaraka, Nairobi
144.Tenhos Sacco Society LtdTenhos Bldg. Kericho – Silibwet Rd, Tenwek, Bomet
145Thamani Sacco Society LtdThamani Sacco Building, Chuka Town, Tharaka Nithi
146The Apple Sacco Society LtdTASCCOS House, Kapsabet- Chavakali Road, Chepsonoi Trading Centre, Nandi
147The Noble Sacco Society LtdThe Noble SACCO Building, Eldoret Town
148Times-U Sacco Society LtdAlong KCB Street, Nkubu Town, Meru
149Tower Sacco Society LtdTower SACCO FOSA Bldg, Nyahururu- Ol’kalou Road, Ol’Kalou Township, Nyandarua
150Trans-Elite County Sacco Society LtdFormer Barclays Bank Building, Kapsabet Town, Nandi
151Trans Nation Sacco Society LtdMwalimu Centre Building, DC Rd, Chuka Town
152Trans-Counties Sac- co Society LtdTrans- Counties Sacco Office, Plot 45, Kapsara Centre, Trans Nzoia
153Trans-National Times Sacco Society LtdTeachers’ Plaza Building, KANU Street, Kitale Town
154Ufanisi DT Sacco Society LtdDevelopment House, Moi Avenue, Nairobi City Centre
155.Ukristo Na Ufanisi Wa Anglicana Sac- co Society LtdACK Emmanuel Church Riruta, Riruta Area, Nairobi
156Ukulima Saco Society LtdUkulima Co-operative House, Haile Selassie Avenue, Nairobi City Centre
157Unaitas Sacco Society LtdCardinal Otunga Plaza, Kaunda Street, Nairobi
158Uni-County Sacco Society LtdKenyatta Avenue, Vickers House, Nakuru Town
159Unison Sacco Society LtdUnison Sacco Bldg. Nanyuki/ Nyeri Rd, Nanyuki, Laikipia
160United Nations Sac- co Society LtdUN-Complex Bldg, Gigiri Area, Nairobi
161Universal Traders Sacco Society LtdTraders House, Syokimau Road, Machakos Town
162Ushuru Sacco Society LtdUshuru SACCO Centre, Wood Avenue, Kilimani, Nairobi City
163Vihiga County Farmers Sacco Society LtdChavakali-Kapsabet Road, Kakamega
164.Viktas Sacco Society LtdGlanin Bldg. Nyeri/ Nyahururu Road, Mairo – Inya Trading Centre, Nyandarua
165Vision Africa Sacco Society LtdKenyatta Avenue, Rajdeep Bldg. Nakuru Town Centre
166Vision Point Sacco Society LtdBorabu Farmers Union Building, Keroka – Sotik Highway, Nyansiongo Town, Nyamira
167Wakenya Pamoja Sacco Society LtdKahawa House, Kisii-Keroka Road, Kisii Town
168.Wakulima Commercial Sacco Society LtdMWD LTD Complex Mukurweini–Nyeri Road, Mukurweini Town
169Wanaanga Sacco Society LtdMeteorological Hqs, Ngong Road, Nairobi City
170Wananchi Sacco Society LtdWananchi Sacco Building, Nyeri-Othaya-Kiriani Road Othaya Town Centre, Nyeri
171Wanandege Sacco Society LtdWanandege Plaza, Old North Airport Road, Embakasi, Nairobi
172Washa Sacco Society LtdRalli House, Nyerere Avenue, Mombasa Town
173Waumini Sacco Society LtdApplewood Adams  Bldg, 2nd Floor, Ngon’g Rd, Adams Arcade, Nairobi
174Wevarsity Sacco Society LtdMMUST School of Nursing, Kakamega-Webuye Road, Kakamega Town
175Winas Sacco Society LtdWinas Sacco Building, Kenyatta Highway, Embu Town
176Yetu Sacco Society LtdSACCO Building, Nkubu-Mi- kumbune Road, Nkubu Town Centre, Meru

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