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10 Cheapest Ways to Send Money to Kenya Internationally 2024

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Here are the 10 Cheapest Ways to Send Money to Kenya Internationally 2024


Remit is a mobile payments service that allows people to make real time money transfers from debit or credit card to mobile-money from all over the world to registered mobile-money users in Uganda, Kenya and Rwanda. This is the fastest and cheapest way to send money to M-Pesa users in Kenya because it is real-time and very cheap.

Africans in the Diaspora send up to $60 billion annually to the continent. At an average cost per transaction of 11.89%, Africans are spending more then $7 billion in fees.


Transfast allows direct transactions to many banks in Kenya like Barclays, Chase bank, DTB, Ecobank, Standard Chartered among others. Transfast also allows for transactions through Mpesa

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What you need to provide:
  • Transfast PIN
  • Customer identification document e.g. ID, passport, alien certificate etc.
  • Full names of the sender
  • Full names of the receiver
  • Amount expected
  • You can also receive funds directly into your account or to your mobile wallet if the sender indicated so when sending the money.

Western Union

The Western Union Company is an American multinational financial services company headquartered in Denver, Colorado.

This is one of the oldest international money transfer company and has served for over a century.  The sender has an option of sending the money in person through an agent or online to the recipient who does almost the same thing in withdrawing or getting the money in his/her bank account.

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Simbapay money transfer lets you transfer money from European countries to Kenya, Uganda, Ghana, and Nigeria at no transaction cost. They only bank on exchange rates, hence it’s very convenient and takes 1-3 working days to complete a transaction.

Send from Europe
Send from Nigeria
Send from Rwanda
Send from Tanzania
Send from Uganda

KENYA  +254 20 389 2226

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UK         +44 203 137 8517


MoneyGram International, Inc. is an American interstate and international peer-to-peer payments and money transfer company headquartered in Dallas, Texas. It has an operations center in St. Louis Park, Minnesota, and regional and local offices around the world.

On June 1, 2023, Madison Dearborn Partners completed the acquisition of MoneyGram.


Moneygram is in a way like Skrill and they are bitter competitors. They offer cash pick- and also can send money directly to the recipient’s bank account though this takes some time. Moneygram too like skrill can send money directly to a recipient’s Mpesa account


Payoneer Global Inc. is an American financial services company that provides online money transfer, digital payment services and provides customers with working capital.

This account allows you to easily withdraw money from Paypal. Payoneer allows you to send and receive money from all over the world and money sent here can be channeled to your bank account though withdrawing it takes a little bit more time.

World Remit

This is one of the most trusted, fastest and most convenient ways of sending money home. Recipients can receive money in their bank accounts or through their Mpesa and withdraw in less than 24 hours.

How to transfer money internationally?
  1. Create an account This is simple. Just sign up using your email address on our app or website. And keep things secure by choosing a strong password.
  2. We’ll verify your details For even better security, we’ll verify who you are. But this should only take a few minutes.
  3. Start your transfer Select the receive country and method, and enter the amount you want to send. Our fees and exchange rates are shown upfront.
  4. Enter your receiver’s details Have your receiver’s details to hand. These may vary depending on how you’re sending them the money.
  5. Pay for your transfer Choose how you’d like to pay for your transfer: bank deposit, credit or debit card.

Download our app for free to send money online in minutes to over 130 other countries. Track your payments and view your transfer history from anywhere.

Black and white Download on the App Store button
Black Google play store button


Xoom Corporation is an electronic funds transfer or remittance provider that allows consumers to send money, pay bills and reload mobile phones from the United States and Canada to 131 countries.
A PayPal division, Xoom enables money transfers from almost all places in the world to Mpesa within a day. Xoom has good security features and you can send your money safely.

Wave Money Transfer APP

It’s one of the world’s leading money remitter to East Africa with no fees. You just enter your recipient, choose how much money you want to transfer and press ‘Next.’ Your recipient in Kenya will receive the money on their mobile instantly!


PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial users, for which it charges a fee.


Established in 1998 as Confinity, PayPal went public through an IPO in 2002. It became a wholly owned subsidiary of eBay later that year, valued at $1.5 billion. In 2015 eBay spun off PayPal to its shareholders, and PayPal became an independent company again. The company was ranked 143rd on the 2022 Fortune 500 of the largest United States corporations by revenue.

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